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Low APR Credit Cards FAQs

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What is an annual fee? I have a credit score of 578 and am working with a credit agency to raise my credit score, I’m looking for a credit card that has a low to no interest rate at least for 18 months, and after the 18 months I still need the interest rate to be reasonably low. What’s your advice for me?

[August 21st, 2014]

Annual fee is a fee you should pay the credit card issuer every year you use the credit card. Annual fee is usually charged at the beginning of every year of your card membership, but some issuers can divide the annual fee into twelve equal charges and charge it monthly. Your current credit score is […]

Need to find the best credit card with good APR, and cash advance privileges.

[February 21st, 2013]

Mind your credit score before you start choosing a credit card. Low APRs are available only for those who have good-to-excellent credit history. If your credit history fits this criteria, look at credit cards with low APRs, they also have cash advance privileges. However I wouldn’t recommend you to use credit cards as a cash […]

How do I go about getting the lowest interest rate possible and not have to pay a high price to activate the card?

[August 23rd, 2012]

The lowest interest rates are possible for those who have excellent or good credit history. The same situation we can see with a zero intro APR offer. Zero periods may last up to 18 month but you should be ready for quite high APRs after that period expires. Another unwilling fee for you is an […]

Hello. I have a credit score of 725, but I have not had this credit for long it is not even a year. I would like to get a credit card for about a 3,000 limit. I will need to use this card for odds and ends for about 8 to 9 months until my apprenticeship is over and I am earning money again. I would prefer a card with 0 APR intro. Are there options for me?

[May 24th, 2012]

First of all as you haven’t had a credit for a long time we’d recommend you to check your credit score. As we can see your credit history was good and if it remains at the same level you can view the cards with 0% intro APR that may be interesting to you. As you […]

I receive SSI once monthly. I really could use a credit card with a low APR. For use only when needed for emergencies.

[April 26th, 2012]

As any other person you have right to own and use credit cards to buy what you need. If you make payments on the credit card, any proceeds from the credit do not affect SSI. But some credit card purchases and payments constitute an in-kind income which can reduce SSI benefits (according to the Social […]

Hi, I am considering applying. I have a 790 credit score, I would like to make a $15,000 purchase with the card. Will I have a credit limit that high and will I be able to make the purchase as soon as I am approved?

[April 23rd, 2012]

Taking into consideration that you have high credit score you can apply for the best credit card you find. There’s a vast range of possible options for you, for example, you can choose a card with low APR. It’s real enough that you can get a card with high credit limit. But note that only […]


[March 14th, 2012]

On our website you can find the freshest credit cards for all credit histories issued by the top U.S. banks and credit card companies. We provide detailed information on all the credit cards we display and make it easy for you to compare them all in one place. You are welcome to browse through the […]

I need a card with a 3,000 limit, low interest and flex payments; and I have good credit.

[February 22nd, 2012]

At our website all the credit cards are well organized so that you can easily look through the credit cards for your situation credit gathered in one place and compare them side by side. We have very attractive credit cards for good credit you can choose from. Here you can find credit cards with 0% […]

Wish to apply for a credit card MasterCard, invitation no 21 months 9 interest.

[December 8th, 2011]

We haven’t sent you the invitation you are talking about but we can offer you the best MasterCard credit cards from the prominent U.S. banks and credit card companies. You are welcome to look them all through and choose one that meets your financial needs. Before you apply online for the credit card you need, […]

who qualifys for 18 month 0%

[August 4th, 2011]

To make it clear, 0% intro APR credit cards target people with good to excellent credit. Browse through the credit cards with 0% intro rates on balance transfers and/or purchases, compare them side by side and decide on a card to apply online for. With such a big card choice you’ll definitely find what you […]