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Balance Transfer Cards FAQs

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I have a few small credit cards. My credit score is 645. I would like to know if I can get just one credit card to pay off these cards.

[October 16th, 2013]

You can consider applying for a balance transfer credit card like Barclaycard® Rewards MasterCard® – Average Credit. The 0% interest introductory period for this card is 6 months. So you will have a chance to pay off you debt. Do some calculations and do not forget to take into account that transfer process may take […]

I had a bankruptcy I think two years ago. I stopped working over a year ago and gotten myself into trouble again with credit debt. I want to get rid of the credit cards and put the credit cards on one card with 1 payment. Or try to consolidate my debt. Is this possible with fair credit?

[July 15th, 2013]

Check your credit score before you apply for a credit card. And if your credit is fair, look at the Barclaycard® Rewards MasterCard® – Average Credit. This is a balance transfer credit card with a 6-month 0% interest introductory period on balance transfers and purchases. Depending on the extended credit you will be able to […]

I would like to just have one credit card which I can use and get rid off of my other ones that have high interest and a small credit limit. I want to transfer my credit cards to one and not pay all that interest, is that possible?

[July 5th, 2013]

It is hard to find a balance transfer credit card when you have bad credit history. You most probably won’t find an offer with 0% intro APR on balance transfer. But it is possible to find the card with lower rates which still offers balance transfer. Look at the OpenSky® Secured Visa® Credit Card. It […]

I have several credit cards highest being $750. I have been current with all payments I try to keep them at 30%. I am making and taking every step I can to build prime credit. Last credit check I had it was almost 700. I’d like to obtain a credit card with a limit of $1,500 or more. Will I be able to get enough credit to close my current cards based on my credit history? I am also going to start an LLC and would really like to get my credit high as well as obtain some higher credit limits to increase and progress my business. Thank you.

[June 18th, 2013]

You can consider applying for a balance transfer credit card. You will be able to combine the balances of your current credit cards and pay them off. The credit limit is usually determined by credit issuer and depends on your creditworthiness. With good credit history your credit limit may be up to $3,000.Once you start […]

I’m trying to get a card with $2,700 on it to pay all my cards off and have 1 bill. What are my options?

[June 14th, 2013]

If you have a good credit history, you can consider applying for a balance transfer credit card. You can combine all your credit cards debt by transferring it into a balance transfer credit card, but only if credit limit allows. Your credit limit will depend on your creditworthiness and will be determined by credit issuer […]

My credit rating is about 660 and I need to consolidate about $2,500. What can I do?

[May 30th, 2013]

Look at the Barclaycard® Rewards MasterCard® – Average Credit card. This card has a 6-months interest free introductory period on purchases and balance transfers. You won’t be charged any annual fee and will be able to earn rewards on all your purchases. As for the credit limit, it will be determined by credit issuer and […]

I need to consolidate about 2500 in debt.

[February 20th, 2013]

If you have a good credit or better, you can consider one of the balance transfer credit cards. These cards will help you to consolidate and pay off your debts. These cards have interest free introductory periods, which can last up to 18 months. If you won’t be able to transfer all the amount of […]

I am looking for a credit card with high limits, I am going to balance transfer $5000 but I want the balance transfer less than 30% of the card limits. I have excellent FICO. What are my options?

[January 26th, 2013]

You can apply for any credit card with balance transfer offer. With excellent credit score you may be approved for a high credit limit but we can’t say what your limit will be because banks make the decision and it depends on your credit score and income. If you want to stay within 30%, you […]

I have a credit card that has a 29% finance charge and I can’t seem to get it down because what I pay, more than half of it does not go to the paying off of the card but it goes to the finance charge. Do you have a card I can transfer this amount with a lower finance charge so I can pay this amount faster? Thank You

[December 24th, 2012]

If your credit is good you can apply for one of balance transfer credit cards. These cards have a 0% introductory period, which can be as long as 18 months. Most probably you will have to pay for a balance transfer, but this appears nothing comparing with the amount you will be able to save. […]

I’m consolidating with the credit card but I would like to stay with it. What can I do about it?

[September 27th, 2012]

If I understand right you want to consolidate your credit card debt by balance transferring it. But at the same time you want to continue using the card from which you are going to balance transfer. If so, then my answer is – you can leave that card with you and continue using it. Well, […]