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Secured Credit Cards NEWS

Why It’s Important to Pay Your Secured Credit Card?

[Friday, May 24th, 2019]

A secured credit card is very alike with general or unsecured credit cards. The main difference is in the secured cards’ requirement to pay a refundable security deposit of about $200-$300 beforehand. This sum serves to protect the issuer if you turn out to be a defaulter. Typically, payments are reported to one to three major credit bureaus. Furthermore, in case you pay your balance on time, in some period the creditor can offer to switch to an unsecured credit card.

Experts Offer Tips To Keep Credit Cards Secure During Peak Vacation Season

[Wednesday, July 18th, 2018]

When people are on vacation, they’re thinking about remembering their passports and phone chargers, getting to the airport on time, and where they’ll go out to dinner when they arrive. They don’t want to think about possible crime. But they leave themselves vulnerable to fraud and identity theft if they fail to take certain basic precautions, experts warn.

Even People With Good Credit Struggle With Credit Card Debt, Survey Shows

[Tuesday, October 10th, 2017]

You might think that carrying credit card goes hand in hand with having a bad credit score, but a recent survey found that plenty of folks with good credit are in credit card debt.

New Payment Options Offer Cardholders The Power To Choose How To Pay

[Wednesday, September 20th, 2017]

When your monthly credit card bill is due, you have a choice: pay just the minimum amount due, or pay the whole balance off. Of course, there is always the choice to pay a different amount, somewhere between the two, but figuring that out can feel like just one more chore. Whether you have a secured credit card, a rewards credit card, or a no-fee credit card, paying your bill each month can feel like a hassle. But a new feature from American Express aims to make paying your credit card bill easier each month by giving cardholders two new payment options: Pay It, and Plan It.

ZestFinance Wants To Help Millennials Get Credit Cards

[Tuesday, March 14th, 2017]

Young people who wish to get approved for a credit card often run into a problem: their credit history is so new, or perhaps even nonexistent, that their application is turned down. This leaves them in a tough place, unable to get a credit card because they have no credit, but unable to establish credit without a credit card. It’s a chicken or the egg type of problem – a Catch-22.

One Size Doesn’t Fit All: Different Cards for Different People

[Thursday, May 26th, 2016]

Not all credit cards are created equal. The card that works for one person, might not work for another. The trick is to find the one that works best for your needs.

Young Adults Snub Parents’ Financial Advice

[Monday, May 26th, 2014]

The younger generation could be heading for financial trouble, unless they heed the advice of mom and dad. The latest Financial Literacy Opinion Index from the National Foundation for Credit Counseling (NFCC) showed that although Baby Boomers generally have an excellent grip on their finances, their kids aren’t rushing to them for advice on how to manage their money.

Feds Take on Debt-Relief Company

[Wednesday, October 2nd, 2013]

The Consumer Financial Protection Bureau (CFPB) claims that a Nevada debt-settlement company violated the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Telemarketing Sales Rule when they promised customers that they could be debt-free in a matter of months, without being charged a fee up front.

How to avoid credit card fraud

[Tuesday, February 28th, 2012]

As more people go out to the stores to spend money on gifts for the holidays, the risk of credit card fraud looms. According to a recent projection consumers will end 2011 roughly $64 billion more in debt through credit card spending than they began it with. It’s important that as you increase the usage of your card you remain vigilant about potential credit card fraud threats.

A deeper insight into the world of secured credit cards

[Sunday, July 3rd, 2011]

Life without credit cards is unimaginable today. Though consumers with an excellent to good credit score can easily avail the cards of their choice, those with credit scores that don’t talk a lot about their financial management abilities are still finding it tough to get credit cards with favorable terms. Banks and other financial institutions […]