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Worried about the limited credit history? – Cards you can still sign up for

[Saturday, July 30th, 2011]

Gone are the days when customers with limited and no credit history had to worry about the availability of credit cards that can help them build a good credit history. With the recession becoming a thing of the past, many banks are now willing to open their doors to people with limited history and offer credit cards with favorable terms.

The Green Dot Prepaid Visa credit card is one of the credit cards that customers can apply for. This card is issued without any credit check and does not carry any fees for online activation. Card holders can use this card to withdraw money from over 15000 ATMs all over the country. Apply for the direct deposit facility on this card and avail $10 bonus. Customers can also make up to 30 purchases a month using the card without incurring any monthly fee. There is minimum balance specified and there are no penalty fees as well.

The Walmart MoneyCard Visa Prepaid credit card is another card that customers with limited credit history can sign up for. This card also does not have any online activation fees and there is no credit check done before issuing this card. Qualifying direct deposits on the card are entitled for a $10 bonus. This card is accepted in almost all the retail stores around the country. Card holders using this card at gas stations can avail 1 percent cash back on the money spent. This card has a monthly fee of up to $3.