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Holiday Shoppers Have Opportunities To Earn Extra Rewards This Season

[Friday, November 23rd, 2018]

As the season of giving approaches, many people may find themselves wondering how they can make the most of their money this year—and not find themselves paying off debt at high interest rates when January rolls around.

Fortunately, credit card companies and merchants alike are eager to offer opportunities for folks to spend and save, and be rewarded for doing so. Department stores like Kohl’s, for example, are increasing the amount of rewards they give cardholders and loyalty program members. During the holiday season, Kohl’s will give $15 Kohl’s Cash for every $50 spent. This is part of the company’s popular Give Joy, Get Joy promotion that has had success in past holiday seasons.

Kohl’s Cash can be redeemed both in-store and online at kohls.com, during certain times specified by the promotion’s rules. Another great way for people to save and earn rewards when holiday shopping is to use a low-APR credit card with a rewards program. This way, if cardholders cannot pay off their entire balance by the due date, they will not have to pay an exorbitant amount of interest on the balance.

Cash back cards offer Low APRs and rotating rewards

A cash back credit card that gives five percent off in certain spending categories is another good option for holiday shoppers. These types of cards almost always give bonus cash back at places where people frequently do their holiday shopping: department stores and online retailers.

A valuable rewards card that offers cash back for shopping at places you already shop, combined with a low interest rate, is the best bet for most holiday shoppers who wish to stay within a budget and still get the most rewards for every dollar they spend. There are many options for such cards, and most do not charge an annual fee or require spotless credit to be approved.

When thinking about holiday spending, keeping to a budget, watching out for interest rates, and taking advantage of rewards programs are the top things to consider. With so many credit card issuers offering special holiday deals and savings, as well as money management tools to help you make smart financial decisions, everyone can have a rewarding holiday season.

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