Credit Card Applications
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Alternatives to Merrick Bank Credit Card

Merrick Bank credit cards are very popular with subprime consumers. The bank offers both unsecured and secured credit cards for people with bad and fair credit histories looking to improve their credit standing.
On this web page you can see great alternatives to credit cards issued by Merrick Bank. Review the bad credit credit cards and fair credit credit cards we have on offer to choose a card that will meet your financial needs. Consider applying online for a card you may qualify for.
for FAIR Credit

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

for BAD Credit

Checking Account Required

Fast and easy application process; response provided in seconds

Reports monthly to all three major credit bureaus

More Alternatives to Merrick Bank Credit Cards:

Card Name Credit History Intro APR Purch. (Intro Period) Intro APR Bal.Tr. (Intro Period) APR % Annual Fee Apply / Details
Bad
n/an/aSee Terms$0
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
Fair/Bad
N/AN/ASee Terms*See Terms*
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won´t
Fair
N/AN/A16.99% - 24.99% Variable$0 - $99
  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You´ll also receive free online access to your credit score and credit report summary from Experian.
  • See if you´re Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
Bad/Fair
N/AN/ASee Terms*See Terms*
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
Fair
N/AN/A16.99% - 24.99% Variable$0 - $99
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Bad/Fair
N/AN/ASee Terms*See Terms*
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
Fair / Good
N/AN/A23.9%$35 - $99*
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
Merrick Bank Credit Card Alternatives
Founded in 1997, Merrick Bank is now famous for providing quality products and services to subprime customers. The bank issues credit cards for those who want to build or rebuild their credit. Among credit card offers from Merrick Bank one can find unsecured and secured credit cards for bad and fair credit histories. Here you can review the most attractive alternatives to Merrick Bank credit cards to apply online for. If you are looking for credit cards aimed at bad credit or fair credit, take a closer look at the credit cards displayed here. Choose a credit card to fit your lifestyle best and apply online. You can also consider prepaid card offers that are also worth applying for. All the cards on offer are issued by the leading U.S. banks and credit cards companies.
Secured Credit Cards
A secured credit card is a great option to consider when it comes to building or rebuilding your credit. Needless to say, a secured credit card is a good choice for people with bad credit or for those new to credit who are rejected for an unsecured credit card. Secured credit cards require you to make a security deposit in case of defaults. These credit cards do report to the major credit bureaus. What's more, over time a responsible cardholder can turn his / her secured credit card into an unsecured one. On our web site you can enjoy a variety of secured credit cards to choose from. You can compare the cards side by side and decide on a card that is right for you.
Building a Solid Credit History
Nowadays having a good credit history is extremely important. It's no wonder. All creditors including utility providers and even your employers want to know you are a financially responsible person who won't default on payments, in other words they want to make sure you are not a risky but reliable individual. If you want to build your credit, you can turn to a credit card, whether it will be an unsecured or secured one. Unsecured credit cards for newcomers or for those with bad credit usually come with tough terms and conditions and are quite difficult to obtain. There are also secured credit cards that require an initial deposit against your credit limit. These cards are often easier to be approved for as compared to regular credit cards. Once you get a credit card, don't keep it inactive just somewhere in your wallet but use it. On the other hand, charge only what you can afford to pay off on time. Be a wise cardholder, pay your bills on time and in full, keep far below your credit limit and think twice before applying for new credit not to look desperate.
Credit Report

Immediate Credit Card
Care Service

If you have a question about any product or product feature, or if you need free advice from a credit expert, use our Immediate Credit Card Care Service. Ask a question, or look through previously answered questions. Either way, we are happy to help you learn about the important facts concerning credit cards.



The latest questions of Immediate Credit Card Care Service

Would applying for card affect my credit?

Answer:
Yes, your credit score may change. First of all, when you apply for a credit card, an issuer will make a hard pull to see your credit report(s). O...

Would applying for card affect my credit?

Answer:
Yes, your credit score may change. First of all, when you apply for a credit card, an issuer will make a hard pull to see your credit report(s). O...

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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