Apply for Credit Card ›› Alternatives to Merrick Bank Credit Card

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Alternatives to Merrick Bank Credit Card

Merrick Bank credit cards are very popular with subprime consumers. The bank offers both unsecured and secured credit cards for people with bad and fair credit histories looking to improve their credit standing.
On this web page you can see great alternatives to credit cards issued by Merrick Bank. Review the bad credit credit cards and fair credit credit cards we have on offer to choose a card that will meet your financial needs. Consider applying online for a card you may qualify for.

for FAIR Credit

First Access Visa

Reporting monthly to all three major credit reporting agencies

Perfect credit not required for approval; we may approve you when others won´t

You may be eligible for a Credit Line Increase after six months

More Cards for Fair Credit ››

for BAD Credit

Horizon Gold Credit Card

Must have Active Debit Card or Credit Card to qualify

$500 Credit Limit

No Credit Check

More Cards for Bad Credit ››

More Alternatives to Merrick Bank Credit Cards:

Card Name	Credit History	Intro APR Purch. (Intro Period)	Intro APR Bal.Tr. (Intro Period)	APR %	Annual Fee	Apply / Details
Credit One Bank® Unsecured Platinum Visa®	Fair	N/A	N/A	19.15% - 25.24% Variable	$0 - $99	Seeing if you Pre-Qualify is fast, easy, and secure Get 1% cash back rewards on eligible purchase, terms apply Rewards post automatically to your account each month. see details
Total Visa Card	Bad/Fair	N/A	N/A	See Terms*	See Terms*	Checking Account Required Fast and easy application process; response provided in seconds A genuine VISA card accepted by merchants nationwide across the USA and online see details
Milestone Gold Mastercard®	Fair / Good	N/A	N/A	23.9%	$35 - $99*	Our application is quick and easy with instant pre-qualification available All credit histories considered Access your account online or from your mobile device 24/7 see details
Credit One Bank® Unsecured Visa® with Cash Back Rewards	Fair	N/A	N/A	19.15% - 25.24% Variable	$0 - $99	See if you Pre-Qualify without harming your credit score This unsecured card requires no deposit and can help build your credit Track your progress with free online access to your Experian credit score, terms apply see details
Total Visa Card	Bad/Fair	N/A	N/A	See Terms*	See Terms*	Checking Account Required Fast and easy application process; response provided in seconds A genuine VISA card accepted by merchants nationwide across the USA and online see details
Milestone® Mastercard® with Free Choice of Card Image	Fair / Good	N/A	N/A	23.9%	$35 - $99*	Applying is quick and easy with our fast decision process Less than perfect credit is okay 24/7 access to your account information, even on mobile see details
WebBank/Fingerhut Credit Account	Bad	n/a	n/a	See Terms	$0	No Annual Fee. See WebBank/Fingerhut Credit Account Terms. No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms. Instant Response (Delays may occur depending on application data provided). see details

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Merrick Bank Credit Card Alternatives

Founded in 1997, Merrick Bank is now famous for providing quality products and services to subprime customers. The bank issues credit cards for those who want to build or rebuild their credit. Among credit card offers from Merrick Bank one can find unsecured and secured credit cards for bad and fair credit histories. Here you can review the most attractive alternatives to Merrick Bank credit cards to apply online for. If you are looking for credit cards aimed at bad credit or fair credit, take a closer look at the credit cards displayed here. Choose a credit card to fit your lifestyle best and apply online. You can also consider prepaid card offers that are also worth applying for. All the cards on offer are issued by the leading U.S. banks and credit cards companies.

Secured Credit Cards

A secured credit card is a great option to consider when it comes to building or rebuilding your credit. Needless to say, a secured credit card is a good choice for people with bad credit or for those new to credit who are rejected for an unsecured credit card. Secured credit cards require you to make a security deposit in case of defaults. These credit cards do report to the major credit bureaus. What's more, over time a responsible cardholder can turn his / her secured credit card into an unsecured one. On our web site you can enjoy a variety of secured credit cards to choose from. You can compare the cards side by side and decide on a card that is right for you.

Building a Solid Credit History

Nowadays having a good credit history is extremely important. It's no wonder. All creditors including utility providers and even your employers want to know you are a financially responsible person who won't default on payments, in other words they want to make sure you are not a risky but reliable individual. If you want to build your credit, you can turn to a credit card, whether it will be an unsecured or secured one. Unsecured credit cards for newcomers or for those with bad credit usually come with tough terms and conditions and are quite difficult to obtain. There are also secured credit cards that require an initial deposit against your credit limit. These cards are often easier to be approved for as compared to regular credit cards. Once you get a credit card, don't keep it inactive just somewhere in your wallet but use it. On the other hand, charge only what you can afford to pay off on time. Be a wise cardholder, pay your bills on time and in full, keep far below your credit limit and think twice before applying for new credit not to look desperate.

Immediate Credit Card
Care Service

If you have a question about any product or product feature, or if you need free advice from a credit expert, use our Immediate Credit Card Care Service. Ask a question, or look through previously answered questions. Either way, we are happy to help you learn about the important facts concerning credit cards.

The latest questions of Immediate Credit Card Care Service

Would applying for card affect my credit?

Answer:
Yes, your credit score may change. First of all, when you apply for a credit card, an issuer will make a hard pull to see your credit report(s). O...

Would applying for card affect my credit?

Answer:
Yes, your credit score may change. First of all, when you apply for a credit card, an issuer will make a hard pull to see your credit report(s). O...

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