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Alternatives to Merrick Bank Credit Card

Merrick Bank credit cards are very popular with subprime consumers. The bank offers both unsecured and secured credit cards for people with bad and fair credit histories looking to improve their credit standing.
On this web page you can see great alternatives to credit cards issued by Merrick Bank. Review the bad credit credit cards and fair credit credit cards we have on offer to choose a card that will meet your financial needs. Consider applying online for a card you may qualify for.
for FAIR Credit

See if you´re Pre-Qualified in less than 60 seconds.

Zero fraud liability protects you from unauthorized charges.

Earn unlimited 1% cash back on gas and grocery purchases, terms apply.

for BAD Credit

Initial Credit Limit of $500.00!* (subject to available credit).

Fast and easy application process; results are provided online!

Monthly reporting to the 3 major credit bureaus.

More Alternatives to Merrick Bank Credit Cards:

Card Name Credit History Intro APR Purch. (Intro Period) Intro APR Bal.Tr. (Intro Period) APR % Annual Fee Apply / Details
Good

Good Credit
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

N/AN/A18.15% - 24.15% Variable$35 - $99
  • All the bonus features you want in a credit card are included. Get 1% cash back on gas and grocery purchases (Terms Apply). Track your progress over time with free online monthly credit score tracking.
  • See if you´re Pre-Qualified in less than 60 seconds - without harming your credit score. It´s fast, easy, and secure.
  • Rewards post automatically to your account each month. Credit One delivers more value on everyday purchases.
Fair / Good

Fair / Good Credit
You can apply if: your credit seen up and downs, but now it is stable and you manage it responsibly: you're making on time payments every month and staying within limits now.

n/an/a23.9%$35 - $99*
  • Quick pre-qualification available with no impact to your credit score.
  • Fast and easy instant decision.
  • Choose your custom card design - Free.
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

n/an/a25.15%$0
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

N/AN/A18.15% - 24.15% Variable$35 - $99
  • Get Pre-Qualified for a Platinum Visa credit card.
  • Earn unlimited 1% cash back on gas and grocery purchases, terms apply.
  • Rewards post to your account automatically each month.
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

n/an/a0.00%See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Bad / No

Bad / No Credit
You can apply if: you have never had a credit card or haven't established a credit history yet; your credit has seen bankruptcies or defaults.

n/an/a*See Terms*See Terms
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
Merrick Bank Credit Card Alternatives
Founded in 1997, Merrick Bank is now famous for providing quality products and services to subprime customers. The bank issues credit cards for those who want to build or rebuild their credit. Among credit card offers from Merrick Bank one can find unsecured and secured credit cards for bad and fair credit histories. Here you can review the most attractive alternatives to Merrick Bank credit cards to apply online for. If you are looking for credit cards aimed at bad credit or fair credit, take a closer look at the credit cards displayed here. Choose a credit card to fit your lifestyle best and apply online. You can also consider prepaid card offers that are also worth applying for. All the cards on offer are issued by the leading U.S. banks and credit cards companies.
Secured Credit Cards
A secured credit card is a great option to consider when it comes to building or rebuilding your credit. Needless to say, a secured credit card is a good choice for people with bad credit or for those new to credit who are rejected for an unsecured credit card. Secured credit cards require you to make a security deposit in case of defaults. These credit cards do report to the major credit bureaus. What's more, over time a responsible cardholder can turn his / her secured credit card into an unsecured one. On our web site you can enjoy a variety of secured credit cards to choose from. You can compare the cards side by side and decide on a card that is right for you.
Building a Solid Credit History
Nowadays having a good credit history is extremely important. It's no wonder. All creditors including utility providers and even your employers want to know you are a financially responsible person who won't default on payments, in other words they want to make sure you are not a risky but reliable individual. If you want to build your credit, you can turn to a credit card, whether it will be an unsecured or secured one. Unsecured credit cards for newcomers or for those with bad credit usually come with tough terms and conditions and are quite difficult to obtain. There are also secured credit cards that require an initial deposit against your credit limit. These cards are often easier to be approved for as compared to regular credit cards. Once you get a credit card, don't keep it inactive just somewhere in your wallet but use it. On the other hand, charge only what you can afford to pay off on time. Be a wise cardholder, pay your bills on time and in full, keep far below your credit limit and think twice before applying for new credit not to look desperate.
Credit Report

Immediate Credit Card
Care Service

If you have a question about any product or product feature, or if you need free advice from a credit expert, use our Immediate Credit Card Care Service. Ask a question, or look through previously answered questions. Either way, we are happy to help you learn about the important facts concerning credit cards.



The latest questions of Immediate Credit Card Care Service

I am full-time employee. I am at poor credit rank <600. My monthly credit card payments are more than $2,000. My debt is around $25,000 or less ...

Answer:
Since your credit is bad, you won’t be able to get a credit card with 0% intro APR on balance transfers. Also, the credit card issuers may n...

Why can't I get an unsecured credit card from a company that says it's for bad credit?

Answer:
There are different things credit card issuers look at when you apply for a credit card. So, even if you apply for a credit card for people with b...

see all questions ...
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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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