If you were preselected and received a letter with a tempting offer, it doesn’t absolutely and undoubtedly mean that you will be approved for this offer. Yes they find that you are qualified for their offer but approval process is more complicated. Credit card issuers verify all information you give to them and if they find something they don’t like, they can easily reject your application.
And instead of wondering whether you are qualified or not, try to make your own choice. Think about whether you want to apply for a card from this credit card issuer. Check interest rates and fees, find out what services they offer, and read carefully terms and fine prints. Then compare all this information with other secured credit card offers from other issuers. Do some homework and I bet you will find something better for you.
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Was preselected for a Merrick bank visa card with a $1500 credit limit. Want to apply for it. I need to know if I qualify for the Merrick bank visa credit card..
[Friday, August 10th, 2012]See also
