Six years is quite a long time… and as you are ready and your decision is firm, let’s start.
In your case the best option will be to apply for a bad credit credit card. It may be secured or unsecured credit card. If you feel like you won’t be approved for an unsecured (general) credit card, you’d better not to apply. Instead you can apply for a secured credit card. This type of credit cards requires a security deposit (in case you cannot pay your balance) which is usually equal to credit limit.
As a rule, credit cards for consumers with bad credit charge high fees but it is possible to find a secured credit card with reasonable fees. Just read terms and conditions carefully. Especially you should pay closer attention whether payment history is reported to credit bureaus or not. It is very important because if it is not, you won’t be able to improve your credit score and, as a result, you won’t be able to apply for a better credit card. So be mindful of the fine print.
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I’ve been through bankrupt almost 6 years is possible to get a credit card with fair interest?
[Monday, July 23rd, 2012]See also
