First of all check your credit report. Check it for inaccuracies and if there are any, contact the credit bureaus to correct them. Now you can look for credit cards. After bankruptcy it is better if you apply for a secured credit card. Banks are more willing to lend if they have a kind of guarantee, in case with secured credit cards that guarantee will be a security deposit. The deposit is usually about $200, but can be less.
If you don’t want a secured credit card, you can apply for a general credit card that fits your credit history.
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I was discharge from bankruptcy about a year ago and want to apply for a credit card. What can I do?
[Friday, May 3rd, 2013]See also
- I owe less than 500 dollar but I barley use the card and my credit score is 601. I need your help to build my credit because I want to get a house.
- My husband and I filed bankruptcy and it has been discharged. I am looking to find a credit card to rebuild our credit, could you point me in the right direction?
