Bankruptcy has a negative impact on credit history so it is worth to wait at least two years before you can apply for a credit card. If two years have passed you can consider applying for a secured credit card. To get this card you will be asked to pay a collateral deposit which will be a base of your credit limit. The amount of the deposit is usually around $200. These cards report your credit performance to major credit bureaus, so in a due time and if you making on time payments you will be able to improve your credit history.
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I recently filled bankruptcy chapter 7. What credit card will I be eligible to receive?
See also
- Do you approbe gor me 500.00 my credit report is poor
- I had a bankruptcy 7 years ago. I have decent credit now and I run a business now and am interested in getting a credit card for expenses. Is it possible to obtain one? I have applied for credit cards and loans and have been denied and can’t afford to keep applying because my credit keeps getting pulled and I have been told this has a negative impact on your credit.
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