If you have a credit card you barely use, you can try to improve your credit score using this card more frequently and making payments on time. Also it would be good if you pay off your debt.
With your credit history you can consider a secured credit card. These cards are good for those who are trying to improve their credit history. They have lower than usual APRs and small fees. All your credit performance will be reported to major credit bureaus and, if pay regularly, you will be able to improve your credit score.
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I owe less than 500 dollar but I barley use the card and my credit score is 601. I need your help to build my credit because I want to get a house.
[Wednesday, April 24th, 2013]See also
