You have been told right. Every time credit issuer pulls your credit report it slightly impacts your credit score, not significantly but if you apply too often you will notice it.
Have you ever considered applying for a secured credit card? In your situation a secured credit card will be the optimal variant. You won’t be given a high credit limit and you will have to pay collateral. However, your credit performance will be reporting to major credit bureaus. Make on time payments, do not skip or miss them, and stay within limits and in a due time you will be able to apply for a card you like.
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I had a bankruptcy 7 years ago. I have decent credit now and I run a business now and am interested in getting a credit card for expenses. Is it possible to obtain one? I have applied for credit cards and loans and have been denied and can’t afford to keep applying because my credit keeps getting pulled and I have been told this has a negative impact on your credit.
[Tuesday, December 25th, 2012]See also
- I really could use a credit card but, my credit isn’t very good. I get $1,132.00 a month from social security, part is SSI and the other is retirement social security, therefore it is a fact they would get their money because it is put on Direct Express Debit MasterCard. On the first of every month my money is on the card. Please help me find a good credit card so I can build my credit up again!
- Was preselected for a Merrick bank visa card with a $1500 credit limit. Want to apply for it. I need to know if I qualify for the Merrick bank visa credit card..
