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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

I had a bankruptcy 7 years ago. I have decent credit now and I run a business now and am interested in getting a credit card for expenses. Is it possible to obtain one? I have applied for credit cards and loans and have been denied and can’t afford to keep applying because my credit keeps getting pulled and I have been told this has a negative impact on your credit.

[Tuesday, December 25th, 2012]

You have been told right. Every time credit issuer pulls your credit report it slightly impacts your credit score, not significantly but if you apply too often you will notice it.
Have you ever considered applying for a secured credit card? In your situation a secured credit card will be the optimal variant. You won’t be given a high credit limit and you will have to pay collateral. However, your credit performance will be reporting to major credit bureaus. Make on time payments, do not skip or miss them, and stay within limits and in a due time you will be able to apply for a card you like.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. AcclaimVisa.com can be compensated by the credit card issuers when visitors apply for a credit card through this website.

* The acclaimvisa.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. acclaimvisa.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the acclaimvisa.com website are property of their respective owners.