You won’t be able to build your credit using a prepaid card because prepaid cards are not reported to major credit bureaus. With a prepaid card you use your own money, not the money you lend, so there is no credit activity to report. If you want to build your credit, you should apply for a secured credit card. Secured credit cards are reported to major credit bureaus monthly. To get this card, you will have to put down a minimum security deposit of about $200.
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What is the best prepaid debit card to build credit and which is reported to three credit bureaus?
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