You can take a peek at the so called no or limited credit cards designed specifically for people new to credit or with a limited credit history. Once you’ve chosen a credit card for your particular situation, you can apply for it online. As for your credit limit, your possible credit card issuer will decide on it based on several factors including your credit score, your income, job stability, and debt. If you are granted a credit limit not high enough, do not be upset. Don’t forget that banks can reward your responsible behavior with a no or limited credit card by raising your credit limit.
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I’m looking for the first time credit card(s) that do not require a security deposit and a credit line of around 500 dollars starting off. Is that possible and if so can you show me where/how to obtain that card? I am trying to build my credit for the future while making purchases I can easily pay back in full at the end of the month. If a high credit limit is not possible for someone who is a first time credit card shopper with limited/low credit scored, then please help me find a list of cards I can obtain without a security deposit. That is my biggest concern, not to have to deposit money to activate the card vs a high credit limit. Please help!
[Thursday, January 19th, 2012]See also
