If you’ve been informed that a bank is closing your credit card account it is bad because this can affect your credit score negatively. And the first thing you should do is contact your credit card company and ask them to stop this process and keep your account open. Persuade them you will use your card more often and stick to your word. If your request is declined ask to close it yourself. It will be much better for your credit score to report your credit card to the credit bureaus as being cancelled at the customer’s request not closed by credit grantor. A note that your card was closed by your cc company could speak unfairly of your irresponsible credit card account managing even if is not seen from your credit report.
| Best Offers For You |
| Best Credit Cards For You |
| Balance Transfer Cards |
| Low Interest Credit Cards |
| No Annual Fee Credit Cards |
| Instant Decision Credit Cards |
| Business Credit Cards |
| Student Credit Cards |
| Limited Credit History |
| Fair Credit Cards |
| Bad Credit Cards |
| Limited or No Credit Cards |
| Secured Credit Cards |
| Reward Credit Cards |
| Cash Back Credit Cards |
| Frequent Flyer Cards |
| Gasoline Credit Cards |
| Hotel Rewards Cards |
| Prepaid & Debit Cards |
| Best Prepaid Cards For You |
| Credit Cards by Bank |
| Celtic Bank |
| Horizon Card Services |
| Synovus Bank Cards |
| Credit Cards by Type |
| Mastercard® Credit Cards |
| Visa® Credit Cards |
| Other Offers |
| Credit Scores Reports |
| Personal Loans |
| Foreign Credit Cards |
| Canadian credit cards |
|
CREDIT CARD INFOCENTER
CREDIT CARD TOOLS
 |
ADVERTISER DISCLOSURE
AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.
I have a credit card in my wallet which i haven’t used for a long time ’cause its terms are not good for me any more. What if my cc company decide to close it?
[Thursday, December 9th, 2010]See also
