If your credit is not very good, you can turn to guaranteed approval credit cards. As you’re applying for this card, credit card issuer won’t check your credit history or income and thus you’ll have more chances to get a credit. Note that guaranteed approval credit cards are mostly for fair credit histories and lower.
To get a credit card on more advantageous terms you should have a good credit history. Issuers like people who manage their credit wisely. It is good if you don’t delay or skip payments. Staying within limit is important too. If you use just one-third of your total credit line you’ll be more preferable as a potential cardholder. Length of your credit shows your creditworthiness to your future credit provider and the longer it is the better. Also if you have several credit cards you should use them all, issuers don’t like people who use just one card and don’t use the others.
Make sure you have stable income. Credit card issuers interested in your ability to pay on your credit. And if you have a bank account it is plus for you.
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[Tuesday, May 29th, 2012]See also
