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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

I just got a guaranteed approval from net first credit card with the credit line of $500, is this a good idea to scare in getting up my credit score?

[Friday, December 2nd, 2011]

Sorry, we can say nothing about the card product you are talking about. For sure, no matter what your credit card is, your credit score will depend on your payments and spending. To improve your credit score, it is very important to pay your credit card bills on time and in full. Also, never max out your credit cards. It is advised to keep your balance below 30% of your credit limit to optimize your credit score. It’s all about credit to debt ratio.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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