I don’t know what my credit score is.. I’m 20 years old and been working a good job for about 4 or 5 months. I am looking for a loan/credit card that will let me get $3000 to start a small business. How do I go about doing this?

[Thursday, May 3rd, 2012]

First of all you should know your credit score. For this please, use our Credit Score Estimator tool but remember this is only an approximate estimation of your credit score. Also, the tool will select some credit cards according to your estimated score. If you want to be sure about your credit score, you can get a credit report from Equifax, Experian or TransUnion. Here you can get your credit report for free but once a year only (if you request credit score more than once a year, you must pay).
Choosing your credit card don’t forget to read the terms and conditions. As of suitable to you credit limit, it should be noticed that only bank can make a decision what credit limit should be given. There are some factors that may influence your credit limit. For example, banks check your previous credits and how you managed them. Then your income’s turn comes and so on and so forth. Every bank has its own conditions, so it is better to check all of them and choose the most suitable one. Address to your bank consumer service to get more information on this question.

I don’t know what my credit score is.. I’m 20 years old and been working a good job for about 4 or 5 months. I am looking for a loan/credit card that will let me get $3000 to start a small business. How do I go about doing this?

See also