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Can you still get a credit card if you have filed for bankruptcy?

[Friday, October 5th, 2012]

Yes, you can apply and get approved after you filed a bankruptcy. But some time should pass first.
If you filed a bankruptcy you can apply for a credit card after 2 or 3-year period. But before you apply check your credit history and credit score. The statistics says that 80% of credit reports have errors and inaccurate information. It is worth checking, if yours have such things and if there are errors – try to correct them. Also you will know how high your current credit score is, this will help you apply for the right credit card.
Do not apply for a general, unsecured credit card: you most probably won’t be approved. Instead, apply for a secured credit card. Secured credit cards created especially for those who live through bad credit times, and would like to strengthen and improve their credit positions.

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Can you still get a credit card if you have filed for bankruptcy?

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