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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

What amount goes in the “credit limit” box? The original credit limit, or if the credit limit was decreased, the new decreased credit limit? My credit was decreased $2100 to $525 and as a result I went over credit limit. . I disputed this incorrect information and the report came back, Information has been verified and is correct. Do I have any options?

[Wednesday, January 16th, 2013]

It is always indicated your current credit limit in the “credit limit” box. If the issuers change credit limit, they also report about this action to the credit bureaus.
You can try to dispute this with your credit issuer and credit bureaus again, but it most probably won’t bring any positive results. Talk to your credit issuer to find out why the limit was decreased. Analyse this information and try to avoid this in future.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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