It is hard to find a balance transfer credit card when you have bad credit history. You most probably won’t find an offer with 0% intro APR on balance transfer. But it is possible to find the card with lower rates which still offers balance transfer. Look at the OpenSky® Secured Visa® Credit Card. It is a secured credit card and you will have to put down a security deposit of about $200. Your credit limit will be equal to the security deposit. You will be able to transfer the balance (depending on the available credit limit), and pay it off at a lower interest rate.
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I would like to just have one credit card which I can use and get rid off of my other ones that have high interest and a small credit limit. I want to transfer my credit cards to one and not pay all that interest, is that possible?
[Friday, July 5th, 2013]See also
- I have several credit cards highest being $750. I have been current with all payments I try to keep them at 30%. I am making and taking every step I can to build prime credit. Last credit check I had it was almost 700. I’d like to obtain a credit card with a limit of $1,500 or more. Will I be able to get enough credit to close my current cards based on my credit history? I am also going to start an LLC and would really like to get my credit high as well as obtain some higher credit limits to increase and progress my business. Thank you.
- I’m trying to get a card with $2,700 on it to pay all my cards off and have 1 bill. What are my options?
