If you have a good credit or better, you can consider one of the balance transfer credit cards. These cards will help you to consolidate and pay off your debts. These cards have interest free introductory periods, which can last up to 18 months. If you won’t be able to transfer all the amount of your debt at once, you can do it partially. Most credit cards charge a 3% fee for each balance transfer, but it’s not that costly in comparison with how much you can save.
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See also
- I am looking for a credit card with high limits, I am going to balance transfer $5000 but I want the balance transfer less than 30% of the card limits. I have excellent FICO. What are my options?
- I have a credit card that has a 29% finance charge and I can’t seem to get it down because what I pay, more than half of it does not go to the paying off of the card but it goes to the finance charge. Do you have a card I can transfer this amount with a lower finance charge so I can pay this amount faster? Thank You
