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I have a credit card that has a 29% finance charge and I can’t seem to get it down because what I pay, more than half of it does not go to the paying off of the card but it goes to the finance charge. Do you have a card I can transfer this amount with a lower finance charge so I can pay this amount faster? Thank You

[Monday, December 24th, 2012]

If your credit is good you can apply for one of balance transfer credit cards. These cards have a 0% introductory period, which can be as long as 18 months. Most probably you will have to pay for a balance transfer, but this appears nothing comparing with the amount you will be able to save. Calculate how much you may save before you apply for this or that credit card. Enter your current card details into balance transfer calculator and see possible savings for every card. Compare the cards and savings you can get and choose the card suitable to you. Remember, to qualify for balance transfer credit cards your credit history should be good-to-excellent.
It should be noted that if you make only minimum payments, it will take much more time and efforts to pay off your card debt. Try to pay a bit more than just a minimum – it will save you hundreds of dollars.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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