You can apply for any credit card with balance transfer offer. With excellent credit score you may be approved for a high credit limit but we can’t say what your limit will be because banks make the decision and it depends on your credit score and income. If you want to stay within 30%, you can divide it into several parts and transfer part by part into one credit card as they are paid without exceeding 30% of the card limit. Or you can transfer the balance into several credit cards. You can also transfer the whole amount if it is not exceeds the credit limit and you are sure you will pay it during 0% interest introductory period which can be as long as 18 months.
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I am looking for a credit card with high limits, I am going to balance transfer $5000 but I want the balance transfer less than 30% of the card limits. I have excellent FICO. What are my options?
[Saturday, January 26th, 2013]See also
- I have a credit card that has a 29% finance charge and I can’t seem to get it down because what I pay, more than half of it does not go to the paying off of the card but it goes to the finance charge. Do you have a card I can transfer this amount with a lower finance charge so I can pay this amount faster? Thank You
- I’m consolidating with the credit card but I would like to stay with it. What can I do about it?
