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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

They always send me applications for credit cards and they never approve me because I have bad credit. If they don’t give people a chance, how are we going to be able to have one?

[Saturday, January 21st, 2012]

If your credit history is bad and you are not approved for unsecured credit cards, stop completing those pre-approved credit card applications and pay your attention to secured credit cards. Most of the secured credit cards presented on our website do report to the three major credit reporting bureaus, thus helping you build up your credit. Once you increase your credit score, you will be able to turn to unsecured credit cards.

Please note that secured credit cards require a cash deposit which then becomes your line of credit and in most cases it is $300 to $500. The secured card’s credit limit will either be equal to the amount deposited or be some percentage below or above the deposited amount. Sometimes banks do raise the credit limit of the responsible secured credit card holders without requiring additional deposits.

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AcclaimVisa.com.
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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. AcclaimVisa.com can be compensated by the credit card issuers when visitors apply for a credit card through this website.

* The acclaimvisa.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. acclaimvisa.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the acclaimvisa.com website are property of their respective owners.

Disclosure: Not an access card.