ADVERTISER DISCLOSURE
AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

I have a credit score of 565. I was shocked! I’m having my credit disputed because there are things on my credit that are not mine! But my? What is a sub-prime credit card and could I get one?

[Friday, January 20th, 2012]

It is advised to shop around for a credit by your actual credit score. So, it is better to wait until everything with your credit report is settled in order not to get a deal worse than you deserve. You can acquaint yourself with the freshest credit card offers from the top U.S. banks and credit card companies on our website and choose among them. Apply online only for a credit card you stand a decent chance to qualify for.

As for the sub-prime credit cards, these are credit cards that target people with credit not so good, say bad credit credit cards. Sub-prime credit cards typically come with higher interest rates, lower credit limits, annual fees, no rewards, no grace period on purchases, and more. As your credit situation improves and you show a positive payment history, the terms and conditions of your sub-prime credit card can become more favorable. For instance, you can call your credit card issuer and ask them to raise your credit limit, to lower your interest rate, to waive your annual fee.

Copyright © 2006-2017
AcclaimVisa.com.
All Rights Reserved

AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. AcclaimVisa.com can be compensated by the credit card issuers when visitors apply for a credit card through this website.

* The acclaimvisa.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. acclaimvisa.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the acclaimvisa.com website are property of their respective owners.

Disclosure: Not an access card.