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I currently have 3 credit cards and I haven’t been able to keep them down or even get them down at all. I really don’t want my credit to be completely ruined and I fear that I am very close to having that happen. Do I have any options? Please let me know if there is anything I can do.

[Tuesday, April 15th, 2014]

If you are able to make minimum monthly payments on your credit cards, continue doing them. That will help you keep your credit history in good standing. If you have some problems with monthly payments, you should close one or two of your credit cards. Contact the credit card issuers to settle this issue up. Some issuers may even lower your interest rates if you explain your situation. The best way is to try solving this problem with the credit card issuers directly.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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