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I am trying to get a new credit card to rebuild my credit. I was able to pay off all my credit card debts that I owed in full. I need to find a card that will help me to get back on track. Are there any banks out there that can help me with this?

[Monday, October 14th, 2013]

Check your credit reports to make sure all your accounts have “paid off” status and there are no records about undischarged bankruptcies. Once you are sure your credit reports are accurate, check your credit score. That will help you to choose the credit card which is the best fit for you.
Also, people who went through such situations like yours can consider applying for a secured credit card. You have more chances to get approved for such card because the issuer requires a collateral deposit, which is usually about $200. The credit line for this card is equal to the security deposit, but the minimum credit line is $200. The issuer will report your credit activity to the major credit bureaus, so you will be able to improve your credit history, if pay on time.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

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