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I already have two credit cards but they are maxed out. I need another one but I keep getting turned down. I want a card without fees, don’t want a prepaid, please help.

[Monday, July 29th, 2013]

You can consider applying for a secured credit card. This is not a prepaid card, but to get it you will have to pay a security deposit as collateral, which is around $200. Also, secured credit cards have annual fees, rather low though. With your bad credit history and maxed out credit cards, you won’t find a credit card without fees. So it is better to manage your current credit cards if you want to find better offers.

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I already have two credit cards but they are maxed out. I need another one but I keep getting turned down. I want a card without fees, don’t want a prepaid, please help.

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