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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

How long does it take to get your credit score from bad to good? My credit is so bad I can’t get a bad credit card.

[Sunday, March 11th, 2012]

If you have very bad credit, take a closer look at secured credit cards. Usually these credit cards report your payment history to the three consumer credit reporting agencies (Equifax, Experian, and TransUnion). So, you can build your credit by paying your secured credit card bills on time. But do not forget about an upfront security deposit these cards require. As a rule, after 12 – 16 months of timely payments, responsible cardholders build the credit needed to apply successfully for a regular credit card. Some credit card issuers automatically review and inform their secured cardholders if they are eligible to apply for a regular credit card.

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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. AcclaimVisa.com can be compensated by the credit card issuers when visitors apply for a credit card through this website.

* The acclaimvisa.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. acclaimvisa.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the acclaimvisa.com website are property of their respective owners.

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