Credit Card Applications
ADVERTISER DISCLOSURE
AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card
Card Highlights:  

Card Category:

Consumer

Card Type:

Secured

Required Credit Rating:

Bad / No

Issuing Country:

United States

Available Rewards:  
For explanation of each icon click here
d_mile e_cash e_point d_charity

Miles

Cash

Points

Charity

About:  
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.


Credit Card Rates:

Purchases:  

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

19.64% (variable)

Default APR:

none

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$1.00

spacer
Balance Transfers:  

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

N/A

Default APR:

N/A

Minimum Grace Period:

N/A

Minimum Finance
Charge:

$1.00

Cash Advances:  

Introductory APR:

N/A

Introductory Period:

N/A

Ongoing APR:

19.64% (variable)

Default APR:

none

Minimum Grace Period:

N/A

Minimum Finance
Charge:

$1.00

Credit Card Transaction Fees:

Balance Transfer Fees:  

Minimum:

N/A

Fee Rate:

N/A

Maximum:

N/A

Cash Advance Fees:  

Minimum:

$6

Fee Rate:

5%

Maximum:

N/A

Foreign Transaction Fees:  

Minimum:

3%

Fee Rate:

3%

Maximum:

3%

Credit Card Other Fees:

Initial Fees:  

Application Processing Fee:

See Terms

Maintenance Fees:  

Annual Fee:

$35

Penalty Fees:  

Late Payment Fee:

Up to $38

Copyright © 2006-2019
AcclaimVisa.com.
All Rights Reserved

AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. AcclaimVisa.com can be compensated by the credit card issuers when visitors apply for a credit card through this website.

* The acclaimvisa.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. acclaimvisa.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the acclaimvisa.com website are property of their respective owners.

Disclosure: Not an access card.