Secured Credit Card Applications

Best Credit Cards from Credit-Land.com Credit building benefits with responsible card use. Regular reporting to the 3 major credit bureaus. Get a real credit line after making a security deposit, determined based on your creditworthiness. Credit limit increase or upgrade to unsecured line of credit opportunities.

Assent Platinum 0% Intro Rate Mastercard Secured Credit Card Enjoy 0% APR on Purchases for Six Months! Full-Feature Platinum Mastercard® Secured Credit Card Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

OpenSky® Secured Visa® Credit Card No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone. The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200. Build credit quickly. OpenSky reports to all 3 major credit bureaus.

First Progress Platinum Elite Mastercard® Secured Credit Card Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval

Banks are very cautious with who they lend money to, which is why your credit score is so important. Check your credit history and score to help you determine your creditworthiness. If you have limited or poor credit, the credit card issuer will likely ask you to make a deposit to act as collateral for your account. Most of the time, the amount you deposit becomes your credit limit. In some cases, you can use only a portion of the deposit, and in other cases you may be entitled to a higher credit limit. There are a lot of choices, so review the offerings here to find the right card for your situation.

Credit Card Name	Intro APR	Intro APR Period	Ongoing APR	Annual Fee	Apply Details
First Progress Platinum Prestige Mastercard® Secured Credit Card	N/A	N/A	9.99% (V)	$49	Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file see details
Applied Bank® Secured Visa® Gold Preferred® Credit Card	n/a	n/a	9.99% (Fixed)	$48	Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using Absolutely No Credit Check or Minimum Credit Score Required Automatic Reporting to All Three National Credit Bureaus 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime see details
First Progress Platinum Select Mastercard® Secured Credit Card	N/A	N/A	13.99% (V)	$39	Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application Full-Feature Platinum Mastercard® Secured Credit Card Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms. Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file see details
Merrick Bank Secured Visa® from Merrick Bank	N/A	N/A	17.45% Variable	$36 for first year. Billed $3 per month thereafter	Choose your own credit line based on how much money you want to put down as a security deposit. Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. After 9 months, we review your account for a credit line increase. No additional deposit required! Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies. Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month. Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts. Card issued by Merrick Bank, Member FDIC. see details

Although secured cards are very different from traditional credit cards, they can help you improve your credit score because most banks will report your payments to the major consumer reporting agencies. They will also report your missed payments so be careful. If you continue to miss payments, your score will go down and you will ruin your credit even more. So use your credit card wisely and be sure to meet your financial obligations, which include making at least the minimum monthly payment if you get approved, and keeping your balances within the credit limits.

Most secured credit cards have annual fees and other costs associated with them, so it is important that you read the terms and conditions. We have a selection of some of the best secured credit card offers. You should be able to find one that suits your needs here.

Limited Credit History