Secured Credit Card Applications

Best Credit Cards from Credit-Land.com Credit building benefits with responsible card use. Regular reporting to the 3 major credit bureaus. Get a real credit line after making a security deposit, determined based on your creditworthiness. Credit limit increase or upgrade to unsecured line of credit opportunities.

OpenSky® Secured Visa® Credit Card No credit check to apply and find out instantly if you are approved. OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years Get considered for a credit line increase after 6 months, with no additional deposit required

First Progress Platinum Elite Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No credit inquiry required!

First Progress Platinum Prestige Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No credit inquiry required!

Banks are very cautious with who they lend money to, which is why your credit score is so important. Check your credit history and score to help you determine your creditworthiness. If you have limited or poor credit, the credit card issuer will likely ask you to make a deposit to act as collateral for your account. Most of the time, the amount you deposit becomes your credit limit. In some cases, you can use only a portion of the deposit, and in other cases you may be entitled to a higher credit limit. There are a lot of choices, so review the offerings here to find the right card for your situation.

Credit Card Name	Intro APR	Intro APR Period	Ongoing APR	Annual Fee	Apply Details
Applied Bank® Secured Visa® Gold Preferred® Credit Card	N/A	N/A	9.99% Fixed	$48	Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using Absolutely No Credit Check or Minimum Credit Score Required Automatic Reporting to All Three National Credit Bureaus 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime see details
First Progress Platinum Select Mastercard® Secured Credit Card	N/A	N/A	14.24% (V)	$39	Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application; No credit inquiry required! Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users! Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application Just Pay Off Your Balance and Receive Your Deposit Back at Any Time 24/7 Online Access to Your Account Nationwide program; available in all 50 US states *See Card Terms. Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined. see details

Although secured cards are very different from traditional credit cards, they can help you improve your credit score because most banks will report your payments to the major consumer reporting agencies. They will also report your missed payments so be careful. If you continue to miss payments, your score will go down and you will ruin your credit even more. So use your credit card wisely and be sure to meet your financial obligations, which include making at least the minimum monthly payment if you get approved, and keeping your balances within the credit limits.

Most secured credit cards have annual fees and other costs associated with them, so it is important that you read the terms and conditions. We have a selection of some of the best secured credit card offers. You should be able to find one that suits your needs here.

Limited Credit History