Secured Credit Card Applications

Best Credit Cards from Credit-Land.com Credit building benefits with responsible card use. Regular reporting to the 3 major credit bureaus. Get a real credit line after making a security deposit, determined based on your creditworthiness. Credit limit increase or upgrade to unsecured line of credit opportunities.

First Progress Platinum Prestige Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application

OpenSky® Secured Visa® Credit Card No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone. The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200. Build credit quickly. OpenSky reports to all 3 major credit bureaus.

First Progress Platinum Elite Mastercard® Secured Credit Card Receive Your Card More Quickly with New Expedited Processing Option No Credit History or Minimum Credit Score Required for Approval Quick and Complete Online Application

Banks are very cautious with who they lend money to, which is why your credit score is so important. Check your credit history and score to help you determine your creditworthiness. If you have limited or poor credit, the credit card issuer will likely ask you to make a deposit to act as collateral for your account. Most of the time, the amount you deposit becomes your credit limit. In some cases, you can use only a portion of the deposit, and in other cases you may be entitled to a higher credit limit. There are a lot of choices, so review the offerings here to find the right card for your situation.

Although secured cards are very different from traditional credit cards, they can help you improve your credit score because most banks will report your payments to the major consumer reporting agencies. They will also report your missed payments so be careful. If you continue to miss payments, your score will go down and you will ruin your credit even more. So use your credit card wisely and be sure to meet your financial obligations, which include making at least the minimum monthly payment if you get approved, and keeping your balances within the credit limits.

Most secured credit cards have annual fees and other costs associated with them, so it is important that you read the terms and conditions. We have a selection of some of the best secured credit card offers. You should be able to find one that suits your needs here.

Limited Credit History