Credit Card Applications

Looking for Instant Approval Prepaid and Credit Card Applications?

On this page you can find the most popular instant approval credit card applications. Although some of the products on this page do not offer instant approval, a response will be provided within 60 seconds of completing the application. If approved, you should have your credit card by mail in seven to ten days. We can help you decide if an instant decision credit card is the right choice for you.
Credit One Bank® Credit Card with Gas Rewards

1% back on all gas purchases.

Get pre-qualified without affecting your credit score.

Horizon Gold Credit Card
Horizon Card Services
Horizon Gold Credit Card

$500 Credit Limit. No Credit Check.

Reports to a Major Credit Bureau.

Best Credit Cards and Loans with Instant Approval:

Bank Name
Card Name
Credit HistoryAnnual Fee Activation Fee Apply
Bad $0 $0
  • No Annual Fee.68
  • No Over Limit Fee.68
  • Get Response in 60 seconds.
Bad See site See site
  • Cash up to $1,000.
  • Bad Credit OK.
  • Cash in your account Fast!
Fair / Average $0 $0
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
Bad See website $0
  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!
Bad See site See site
  • Apply online using our 100% secure 3-step application. No faxing required.
  • 4 out of 5 applications are approved.
  • Once approved your loan is deposited into your bank account overnight!
Any Credit (No Credit Check) $49 $29.99
  • No Credit Check.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.78
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Credit Card NEWS

Credit Purchases Up, Visa Most Popular C[...]
March 03, 2014

Spending on credit and debit cards was up nearly 8% from 2012 to 2013, and Visa was the most popular form of payment, with nearly $2.266 trillion in purchase volume for Visa debit and credit cards combined. The Nilson Report, a trade newsletter for the payment card i[...]

Expert Q&A

Q:My credit history is good. Can I get a low interest rate credit card w[...]

With good credit history you can apply for a credit card with 0% interest introductory period. For example, Discover it card has intro period on purchases and balance transfers – you won’t pay any interest for 14 months. When the intro period ends, your ongo[...]

There are many factors that come into play when selecting a new credit card. Sometimes it comes down to just how long it will take for you to actually get that credit card. If you need a credit card quickly, you will find our collection of instant approval credit cards appealing. On this page, you will find the best credit card offers for quick approval and a comparison of their features and conditions. However, it should be noted that not all offers on this page will have quick approval but a response will be provided within 60 seconds of completing the application.

Here you can compare many different credit cards that offer instant approval to find one that suits your specific needs. The credit cards on this site are for people with fair, good or excellent credit scores. If you have limited credit or poor credit, you might want to try one of our offers for a prepaid credit card or a secured credit card. These types of credit cards have instant approval offers as well. Although the prepaid credit card will not directly help you improve your credit score, it will assist you in building the habit of paying your bills monthly.

With instant decision credit cards, you will receive a response within one minute. The decision process takes into account your financial history, credit report, and the card issuers approval policies. In general, you need a good or excellent credit score in order to qualify for these cards. Your FICO score is an indicator of how much of a risk you are to the lender. If you have a high credit score, the bank can approve you quicker. These cards do not guarantee that you will be approved.

These instant response offers are popular because they are quick and simple. They tend to have reward programs, low rates, and introductory offers. There are many offers available, and some are definitely better than others. Please make sure that you read the fine print and compare the different offers before deciding.

These cards can also have their drawbacks. Instant decision credit cards tend to have lower than average credit limits, which would prevent you from making any large purchases. Instant response credit cards are best suited for people that need a new credit card as soon as possible. If youre not in a rush for a new card, you may be better off searching for a card for people with good or excellent credit.

Getting a new credit card is an important step in the process of improving your credit score. When applying for instant approval offers pay close attention to the details. Make sure you read and understand the terms and conditions of the card before accepting the offer. Some are better than others. We would like to help you figure out which one is the right fit for you.

Best Credit Cards

Best Credit Cards

If an instant approval credit card does not suit your current needs or credit score, you might want to consider some of our other offerings. If your credit score is good or excellent, you are likely eligible for some of our best credit cards. We also offer balance transfer cards that allow you to move your balance from a high interest card to ones with a lower interest rate. You also might want to look at the products on our lowest APR credit cards page. And if you are trying to avoid fees, you should look at no fee credit cards. If you own a company, you should look into business credit cards which offer rewards. And if you are new to the world of credit cards, consider our student credit cards.

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All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. can be compensated by the credit card issuers when visitors apply for a credit card through this website.