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User
Name:
mark |
Date:
September 16, 2007, 1:43 pm |
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I’m concerned about phishing. How can I verify that the links you have posted are genuine? When I go to Citi’s website; I am unable to locate these offers. Furthermore, when I call they have no knowledge of these offers. Please let me know. Thanks, Mark |
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Answer:
Our website provides you a unique possibility to apply online for one of our best credit cards. In fact, we do not put here, at our website, the links that do not work. However, it is always recommendable to apply for the credit cards presented at the pages of the banks directly (for instance, in case you have chosen the Citi Premier Pass MasterCard, please go to the page of the Citibank) - we do assure you that all the offers you may find there are up-to-day and available for the customers with corresponding credit score. As soon as you do this, just fill in the application form and wait for the approval. All the best, Manager of Immediate Credit Card Care Service |
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User
Name:
Marge Di Cencio |
Date:
March 21, 2008, 12:45 pm |
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Is American Express accepted everywhere like a mastercard or visa account? What is the difference? |
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Answer:
In fact, it makes no difference whether you pay with Visa or MasterCard as these logos are really accepted worldwide. When it comes to American Express, though, you are limited in your choice of a merchant. It does not mean that this brand credit card is somehow worse or underrespected. The reason for its limited acceptance is the high fee that merchants are charged for processing the transaction. As compared to Visa, MasterCard and Discover, the merchant fee is significantly larger. That's why merchants prefer other cards. However, if you are going to travel, American Express is the best thing to take with you. Due to its original function of a traveler check, AMEX runs currency exchange centres just everywhere giving its customers a better currency conversion rate. Also, AMEX offers an excellent card loss protection, no matter where you are in the world. You can always find a bank that will issue you a replacement. Another benefit of holding AMEX card is that the bank tracks you history with them and when it is long enough, you have more chances for one of their Gold or Platinum credit card applications. |
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User
Name:
Brian Kelly |
Date:
April 27, 2008, 1:10 pm |
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I am looking for a credit card with a 0% APR on balnce transfers and no balance transfer fee |
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Answer:
Thank you for your question, Mr. Kelly! Actually, what you are looking for is not that easy to find. I believe that you understand that credit card companies have to earn money on something, and, as a rule, credit card issuers do not offer two similar beneficial features that come with one and the same deal. Usually, O% APR credit card offers are applied a 3% balance transfer fee with $ 5 minimum. However, there is one really good offer that suits your requirements. It is one of the American Express cards, IN:NYC Card. It comes with 0% APR for balance transfers for 6 months and with no minimum fee on balance transfers as well. Plus you get a 0% intro interest on purchases for 6 months and you will not have to pay an annual fee. It also enables you to earn rewards points. But you will able to qualify for it only in case you have a good or excellent credit. You will find this offer on out site. |
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