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Displaying 30 to 40 (of 48 questions)

Page: 4 of 5

	Date: February 18, 2008, 3:08 am
	Hi,I have a discover card and excellent credit,but when i looked at my balance transfer offer it had a 1.9% rate and balance transfer fee's why is that???
	Answer: There are many explanations to this. You have excellent credit, but it doesn't mean every bank offers balance transfer card with 0% rate and no fees. It can also so happen that you have been offered a balance transfer credit card with lavish rewards, and that in most cases means the card has interest and fees. Besides, this offer can be a pre-approved one which not always means the most beneficial terms.If you want to find the most advantageous deal for balance transfer, you are welcome to compare the balance transfer cards at our site.All the best, Manager of Immediate Credit Card Care Service

	Date: February 18, 2008, 3:08 am
	Can i get a 0% interest cash advance from a new credit card to pay off a personal loan, or do loans count as balance transfers?
	Answer: If you would like to pay off your personal loan using a new credit card, you may do it freely and it will not count as a balance transfer. Just apply for one of the best credit cards offered by our website online. It is necessary only to click "Apply" by the credit card you have chosen and follow the instructions. You will have to fill in the application form of the bank with all the data required, as to - your name, surname, e-mail address, social security number, etc. Then the bank will get in contact with you by e-mail. We recommend you to study all the variety of cards offered at our site carefully to choose the best one for you. Still mind the fact that you will have to pay the cash advance fee, most often - 3% of the cash amount.

	Date: February 18, 2008, 3:08 am
	I have applied to bankruptcies because I had two houses that crashed with the market conditions that I couldn't afford to keep. I had to short sell them and declare bankruptcies because I couldn't pay the banks the diffrence. It has been discharged 2 months ago and I have no debt what so ever. I need to start building my credit fast. I need a credit card that will report to all 3 bureaus monthly and accordingly so that then I may apply for a new auto loan. Which credit card can help me do this? I need guidance please.
	Answer: No one can tell for sure how long the bank is going to wait after bankruptcy before issuing a new card. This is all entirely up to the credit issuer. But usually you should have your bankruptcy finalized at least 6 months ago to qualify. So you may need to wait some time before you become eligible for credit cards again. We recommend you to apply for bad/no credit card at First PREMIER Bank. It offers good ways of credit history repairing. We recommend you to start with Centennial Gold MasterCard/Visa Card by First Premier. First of all it offers guaranteed approval. Also it has low APR on purchases, monthly reporting to 4 major credit bureaus, Gold Card prestige. Apply online and rebuild your credit!

	Date: February 18, 2008, 3:08 am
	I’m concerned about phishing. How can I verify that the links you have posted are genuine? When I go to Citi’s website; I am unable to locate these offers. Furthermore, when I call they have no knowledge of these offers. Please let me know. Thanks, Mark
	Answer: Our website provides you a unique possibility to apply online for one of our best credit cards. In fact, we do not put here, at our website, the links that do not work. However, it is always recommendable to apply for the credit cards presented at the pages of the banks directly (for instance, in case you have chosen the Citi Premier Pass MasterCard, please go to the page of the Citibank) - we do assure you that all the offers you may find there are up-to-day and available for the customers with corresponding credit score. As soon as you do this, just fill in the application form and wait for the approval. All the best, Manager of Immediate Credit Card Care Service

	Date: February 18, 2008, 3:08 am
	I have really bad credit is there any credit card out there that will give me a chance?
	Answer: There is no need to worry about your poor credit. The credit card issuers think about people who need to build their credit history and offer special deals for them. They offer rather low credit limit and not the best interest rates. If you prove to be a responsible cardholder they will raise your credit limit in about six months. A good card to consider in your case is Centennial Gold Visa/MasterCard by First PREMIER Bank. The approval for this card is guaranteed and it has low APR on purchases.

	Date: February 18, 2008, 3:08 am
	I am looking for a credit card for my small business. Can you help me?
	Answer: You should have a look at our business credit card deals. They are really attractive by their terms and rewards. We recommend you Citi Business Card with Thank You Network by Citibank. This card requires good or excellent credit rating. It offers no annual fee, 0% APR on balance transfers for 12 months, 10000 bonus points after your first purchase, no balance transfer fee, great size credit line, 3 Thank You points on business purchases, a point for every dollar spent on all other purchases, and much more.

	Date: April 2, 2008, 12:50 am
	Is American Express accepted everywhere like a mastercard or visa account? What is the difference?
	Answer: In fact, it makes no difference whether you pay with Visa or MasterCard as these logos are really accepted worldwide. When it comes to American Express, though, you are limited in your choice of a merchant. It does not mean that this brand credit card is somehow worse or underrespected. The reason for its limited acceptance is the high fee that merchants are charged for processing the transaction. As compared to Visa, MasterCard and Discover, the merchant fee is significantly larger. That's why merchants prefer other cards. However, if you are going to travel, American Express is the best thing to take with you. Due to its original function of a traveler check, AMEX runs currency exchange centres just everywhere giving its customers a better currency conversion rate. Also, AMEX offers an excellent card loss protection, no matter where you are in the world. You can always find a bank that will issue you a replacement. Another benefit of holding AMEX card is that the bank tracks you history with them and when it is long enough, you have more chances for one of their Gold or Platinum credit card applications.

	Date: May 14, 2008, 6:41 am
	i have poor credit can you advise of a balance transfer offer for me?
	Answer: Latrice, unfortunately, banks do not issue balance transfer credit cards for poor credit. You need to have at least good credit to qualify for one of the balance transfer offers. I guess, you need a balance transfer card to eliminate your credit card debt. But do not get upset. If you increase your credit score you will be able to get approved for a balance transfer offer. There are ways to improve your credit. The easiest one is to get a secured credit card. You won't have any problems with getting this type of card. You will need to make deposits that will become your credit limits. If you prove yourself to be a reliable and responsible card holder, you will improve your credit and will get approved for balance transfer credit cards.

	Date: May 14, 2008, 6:47 am
	I am looking for a credit card with a 0% APR on balnce transfers and no balance transfer fee
	Answer: Thank you for your question, Mr. Kelly! Actually, what you are looking for is not that easy to find. I believe that you understand that credit card companies have to earn money on something, and, as a rule, credit card issuers do not offer two similar beneficial features that come with one and the same deal. Usually, O% APR credit card offers are applied a 3% balance transfer fee with $ 5 minimum. However, there is one really good offer that suits your requirements. It is one of the American Express cards, IN:NYC Card. It comes with 0% APR for balance transfers for 6 months and with no minimum fee on balance transfers as well. Plus you get a 0% intro interest on purchases for 6 months and you will not have to pay an annual fee. It also enables you to earn rewards points. But you will able to qualify for it only in case you have a good or excellent credit. You will find this offer on out site.

	Date: May 23, 2008, 12:53 am
	can i get a credit card with 25,000 credit limit with fair credit record
	Answer: Actually, it’s difficult to give an exact answer, as you haven’t mentioned your credit score. If you possess a fair credit history, your credit score may vary from 620 to 659. In case you’d like to get a credit card with 25.000 credit limit, first of all you are to study the terms and conditions of all the credit cards and to find the card in accordance with your credit score. You see, you have to be eligible for the card, not to be denied and thus not to damaged your credit. So, among our fair credit cards, you are likely to find Orchard Bank Gold MasterCard that not only a great credit card to strengthen your credit, but the card also has low rates and credit limit increases.