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User
Name:
Bryan Whitcomb |
Date:
January 28, 2007, 3:29 pm |
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your unvl/citi appears on my credit report in delinquint accounts. shows a zero balance. how do I find out more info on this account? |
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Answer:
To tell the truth, we do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond out competence. Our web sites, as acclaimvisa.com in particular, aim at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards (to fill out an application form you are redirected to the bank's site). So, if you would like to find out more info on your account, you’d better get in touch with the credit bureau. To get your credit report you should apply to one of the credit bureaus either by letter, telephone or the internet. Mind that you have a legal right to get one free credit report once a year. |
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User
Name:
peggy killen |
Date:
January 28, 2007, 5:30 pm |
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what is the statue of limitations on charged off credit cards in Oklahoma |
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Answer:
As acclaimvisa.com aims at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, it doesn’t have any exact information on the statues of limitations, as it primarily depends on the bank. On the whole we can tell you that the statue of limitation on a credit card in Oklahoma is three years. The time is not counted from when the account was open. The time runs from the Date of Last Activity- the date the account went into default- which is usually when you stopped paying. In fact, a collector can call you on an account that is past the statue of limitation. The first thing to figure out what the Date of Last Activity is, you are to get a copy of your credit report, find this particular account and look at the Date of Last Activity. So, once you know the Date of Last Activity, is easier to answer your question. One past statue of limitation account can be shown in your credit report. So, in any case, you’d better call your bank or credit card company in Oklahoma and ask them about it. |
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User
Name:
diane |
Date:
January 28, 2007, 11:13 pm |
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can i get a credit card with 25,000 credit limit with fair credit record |
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Answer:
Actually, it’s difficult to give an exact answer, as you haven’t mentioned your credit score. If you possess a fair credit history, your credit score may vary from 620 to 659. In case you’d like to get a credit card with 25.000 credit limit, first of all you are to study the terms and conditions of all the credit cards and to find the card in accordance with your credit score. You see, you have to be eligible for the card, not to be denied and thus not to damaged your credit. So, among our fair credit cards, you are likely to find Orchard Bank Gold MasterCard that not only a great credit card to strengthen your credit, but the card also has low rates and credit limit increases. |
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User
Name:
ERLINE |
Date:
January 29, 2007, 2:10 am |
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HOW LONG CAN A GYM MEMBERSHIP I SIGNED UP FOR IN 1995 STAY ON MY CREDIT REPORT? AND HOW CAN I GET IT REMOVED? |
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Answer:
Since our web sites, acclaimvisa.com in particular, aim at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, we do not have any information on your reports, credit card balance amounts and any other personal info, as it is beyond out competence. So, if you need the information to be removed from your credit report, you’d better get in touch with the credit bureau like Equifax, Experian and TransUnion. To get your credit report you should apply to one of these credit bureaus either by letter, telephone or the internet. Mind that it’s in their competence to deal with the information on your report. |
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User
Name:
LAVINA |
Date:
February 14, 2007, 4:23 am |
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I HAVE ALWAYS BEEN A CASH KINDA PERSON NEVER LIKED THE FEELING OF DEBT. I HAVE A CHECKING ACCOUNT BUT THAT IS AS FAR AS IT GOES, HOWEVER I WAS LOOKING INTO BUYING A HOME, BUT I WAS TOLD MY CREDIT WAS BAD, AND SO I WAS DENIED THE RIGHT TO BUY A HOME FOR A FAIR PRICE, (FAIR MEANING, YOU KNOW, WITHOUT ALL THE HUGE DOWN PAYMENTS AND INTEREST RATES BEING THROUGH THE ROOF.) I ARGUED WITH THE BANK FOR HOURS, MY BANK ACCOUNT HAS NEVER BEEN IN THE RED. I HAVE WORKED THE SAME JOB FOR OVER 6 YEARS, NO UNPAID BILLS, I HAVE NEVER USED OR EVEN APPLIED FOR CRDIT BEFORE SO HOW CAN IT BE BAD? SO I ACCQUIRED A COPY OF THIS SO CALLED BAD CREDIT REPORT, AND WAS SHOCKED, DISAPPOINTED, AND VERY UPSET. IT SEEMS MY SISTER HAS USED MY NAME AND PERSONAL INFORMATION. IN THE PROCESS CREATING BAD CREDIT WITH UTILITIES/BILLS. SHE IS MY ONLY SISTER AND I CANNOT SEND HER TO JAIL OR PROSECUTE HER FOR THIS BECAUSE SHE IS TERMINALLY ILL, I WOULD LIKE TO KNOW HOW I CAN OBTAIN A MORGAGE/LOAN TO BUY A HOME/PROPERTY OR GET MY CREDIT REPAIRED OR FI |
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Answer:
We know that bad credit problems can occur due a variety of reasons
and can often be out of your control. But still you can obtain a
mortgage or loan to buy a home or property. You need to take on loan at credit union, for instance, or you can dispute your credit history with the help of the bank, credit bureaus or law-court. You can as well rebuild your credit using one of our bad credit cards. Remember, credit cards for bad credit are deprived of rewards and bonuses, but some of them provide credit line increasing, enabling you to develop your bad credit into a good one.
Best,
Manager of Immediate Credit Card Care Service |
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User
Name:
conwell sylakhom |
Date:
February 16, 2007, 4:36 am |
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i have about a credit score of about 650. what credit card would i be able to apply for? |
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Answer:
You seem to be hesitating about your credit score, therefore the first thing you have to do before you apply for a credit card online is to check your credit report. If your credit score is approximately 650, you can regard fair credit cards, issued to strengthen your credit. You`re very close to attaining good credit rating, therefore your choice of fair credit card should be most responsible. Nowadays you can count on getting one of Orchard bank credit cards, First PREMIER cards or Capital One cards. Some of the fair credit cards can even provide cash back, such as, for instance, 2% Cash Back Orchard MasterCard for people with average credit. |
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