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Date:
February 15, 2007, 3:45 am |
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I HAVE ALWAYS BEEN A CASH KINDA PERSON NEVER LIKED THE FEELING OF DEBT. I HAVE A CHECKING ACCOUNT BUT THAT IS AS FAR AS IT GOES, HOWEVER I WAS LOOKING INTO BUYING A HOME, BUT I WAS TOLD MY CREDIT WAS BAD, AND SO I WAS DENIED THE RIGHT TO BUY A HOME FOR A FAIR PRICE, (FAIR MEANING, YOU KNOW, WITHOUT ALL THE HUGE DOWN PAYMENTS AND INTEREST RATES BEING THROUGH THE ROOF.) I ARGUED WITH THE BANK FOR HOURS, MY BANK ACCOUNT HAS NEVER BEEN IN THE RED. I HAVE WORKED THE SAME JOB FOR OVER 6 YEARS, NO UNPAID BILLS, I HAVE NEVER USED OR EVEN APPLIED FOR CRDIT BEFORE SO HOW CAN IT BE BAD? SO I ACCQUIRED A COPY OF THIS SO CALLED BAD CREDIT REPORT, AND WAS SHOCKED, DISAPPOINTED, AND VERY UPSET. IT SEEMS MY SISTER HAS USED MY NAME AND PERSONAL INFORMATION. IN THE PROCESS CREATING BAD CREDIT WITH UTILITIES/BILLS. SHE IS MY ONLY SISTER AND I CANNOT SEND HER TO JAIL OR PROSECUTE HER FOR THIS BECAUSE SHE IS TERMINALLY ILL, I WOULD LIKE TO KNOW HOW I CAN OBTAIN A MORGAGE/LOAN TO BUY A HOME/PROPERTY OR GET MY CREDIT REPAIRED OR FI |
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Answer:
We know that bad credit problems can occur due a variety of reasons
and can often be out of your control. But still you can obtain a
mortgage or loan to buy a home or property. You need to take on loan at credit union, for instance, or you can dispute your credit history with the help of the bank, credit bureaus or law-court. You can as well rebuild your credit using one of our bad credit cards. Remember, credit cards for bad credit are deprived of rewards and bonuses, but some of them provide credit line increasing, enabling you to develop your bad credit into a good one.
Best,
Manager of Immediate Credit Card Care Service |
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Date:
February 28, 2007, 8:14 am |
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your unvl/citi appears on my credit report in delinquint accounts. shows a zero balance. how do I find out more info on this account? |
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Answer:
To tell the truth, we do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond out competence. Our web sites, as acclaimvisa.com in particular, aim at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards (to fill out an application form you are redirected to the bank's site). So, if you would like to find out more info on your account, you’d better get in touch with the credit bureau. To get your credit report you should apply to one of the credit bureaus either by letter, telephone or the internet. Mind that you have a legal right to get one free credit report once a year. |
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Date:
April 3, 2007, 6:11 am |
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This is not a question, simply an experience. For over 37 years my husband and I had an Exxon gas card. He was the primay card user and I had a card with my name printed on it. When I notified Exxon/Mobil of my husband's death I asked that the billing be transferred to my name. I was told I would have to send a copy of the death certificate to a company named National Recovery in Roswell, Ga. in order to get the name on the account changed. In the menatime, Exxon Mobil put a stop on my card and I have not been able to use it. When I did call National recovery they told me since my husband was deceased the card was cancelled and I would have to apply for a card in my name. I have now may application on line, however, the application form does not allow a space to show that I had a Exxon card at my previous addresses over the 37 years during which I my husband and I had joint use of the card. This information should be passed on to Exxon and let them know that their 800 customer service number is |
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Answer:
We appreciate that you shared your life experience with us at our website. You see, at our site we present the best credit card offers from the leading banks, place them in a way convenient for comparison and help our customers to build or rebuild their credit history. Also our website has an Immediate Credit Card Care service. Every day our experts answer different questions concerning credit cards, their requirements and the credit card issuers. In some cases, your experience will help us to give the correct answers. Thank you. |
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Date:
April 6, 2007, 9:42 am |
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i have about a credit score of about 650. what credit card would i be able to apply for? |
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Answer:
You seem to be hesitating about your credit score, therefore the first thing you have to do before you apply for a credit card online is to check your credit report. If your credit score is approximately 650, you can regard fair credit cards, issued to strengthen your credit. You`re very close to attaining good credit rating, therefore your choice of fair credit card should be most responsible. Nowadays you can count on getting one of Orchard bank credit cards, First PREMIER cards or Capital One cards. Some of the fair credit cards can even provide cash back, such as, for instance, 2% Cash Back Orchard MasterCard for people with average credit. |
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Date:
April 17, 2007, 7:37 am |
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HOW LONG CAN A GYM MEMBERSHIP I SIGNED UP FOR IN 1995 STAY ON MY CREDIT REPORT? AND HOW CAN I GET IT REMOVED? |
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Answer:
Since our web sites, acclaimvisa.com in particular, aim at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, we do not have any information on your reports, credit card balance amounts and any other personal info, as it is beyond out competence. So, if you need the information to be removed from your credit report, you’d better get in touch with the credit bureau like Equifax, Experian and TransUnion. To get your credit report you should apply to one of these credit bureaus either by letter, telephone or the internet. Mind that it’s in their competence to deal with the information on your report. |
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