Credit and Prepaid Card Applications for Fair Credit

Credit One Bank® Unsecured Visa® with Cash Back Rewards See if you Pre-Qualify without harming your credit score This unsecured card requires no deposit and can help build your credit Track your progress with free online access to your Experian credit score, terms apply

Milestone Gold Mastercard® Our application is quick and easy with instant pre-qualification available All credit histories considered Access your account online or from your mobile device 24/7

Credit One Bank® Unsecured Visa® with Free Credit Score Tracking Find the card that’s right for you without affecting your credit score. Show off your personality by selecting from a variety of card designs, a fee may apply. Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.

WebBank/Fingerhut Credit Account No Annual Fee. See WebBank/Fingerhut Credit Account Terms. No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms. Instant Response (Delays may occur depending on application data provided).

Your credit score determines the interest rates and credit limit that a card issuer will give you. Although a fair credit score doesn't qualify you for the offers with rates or limits you want, the offers are better than those provided to people with bad credit. You can compare offers here to determine which one is best for your current needs. If you make your payments on time, your score will go up and you will have access to better cards. In the meantime, people with fair credit are eligible for reasonable APRs, no annual fees, and even balance transfers. You can also find fair credit offers with cash rebates.

Credit Card Name	Intro APR	Intro APR Period	Annual Fee	Ongoing APR	Apply / Details
Horizon Gold Credit Card	n/a	n/a	See Terms	n/a	Must have Active Debit Card or Credit Card to qualify. $500 Credit Limit. No Credit Check. No Employment Check. Reports to a Major Credit Bureau. Fast Online Application. Bad Credit accepted. see details
First Access Visa	N/A	N/A	See Terms*	See Terms*	Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online Reporting monthly to all three major credit reporting agencies Perfect credit not required for approval; we may approve you when others won’t You may be eligible for a Credit Line Increase after six months Easy and secure online application If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit) Receive your card more quickly with optional Expedited Processing (additional fee applies) Get a result in as little as 60 seconds upon completion of the online application Online Customer Center available 24 x 7 The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. see details
Milestone® Mastercard® with Free Choice of Card Image	N/A	N/A	$35 - $99*	29.9%	Applying is quick and easy with our fast decision process Less than perfect credit is okay 24/7 access to your account information, even on mobile Card designs to fit your personality at no extra charge Account history is reported to the three major credit bureaus in the U.S. *Dependent on credit worthiness see details
Credit One Bank® Unsecured Visa® for Rebuilding Credit	N/A	N/A	$0 - $99	19.15% - 25.24% Variable	Find out if you Pre-Qualify without harming your credit score Eligible purchases earn 1% cash back rewards automatically, terms apply Get a credit line between $300 and $3,000 based on your credit history Looking for more credit? Get credit line increase opportunities, a fee may apply Choose your monthly payment due date for added convenience, terms apply With $0 Fraud Liability, you won’t be responsible for unauthorized charges Manage your account on-the-go with the Credit One Bank mobile app Looking to rebuild credit? We report to the major credit bureaus monthly View your Experian credit score online for free, terms apply see details
Credit One Bank® Unsecured Platinum Visa®	N/A	N/A	$0 - $99	19.15% - 25.24% Variable	Seeing if you Pre-Qualify is fast, easy, and secure Get 1% cash back rewards on eligible purchase, terms apply Rewards post automatically to your account each month. Looking for more credit? Get credit line increase opportunities, a fee may apply With $0 Fraud Liability, you won’t be responsible for unauthorized charges Pick a card that fits your style. Multiple card designs are available, a fee may apply Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts. Your card includes travel accident and auto rental collision insurance from Visa® see details

Once you have been granted a card for fair credit and you manage your finances wisely, you can level up your credit rating and qualify for a credit card for good or excellent credit in the future. You need to make timely payments and keep account balances low relative to the credit limit. The key to raising your credit score is to pay your bills on time. A third of your credit score is based on your payment history. Any missed payments will be reported to the major consumer reporting agencies, which will end up lowering your score. After a few months of timely payments you will begin to see your credit score rise. Even though you may get a substantial limit, it is important for you to keep your balance low. Thirty percent of your score is based on your credit utilization ratio which compares your available credit to the amount you have used. Just because youre getting a new credit card doesnt mean you should cancel or close an older one. Fifteen percent of your score is based on the average amount of time your accounts have been open, the longer they have been open, the higher your score will be.

Limited Credit History