Credit and Prepaid Card Applications for Fair Credit

Fingerhut Credit Account No Annual Fee*. No Over Limit Fee*. Instant Response (Delays may occur depending on application data provided).

Credit One Bank® Platinum Visa® Receive 1% cash back on eligible purchases, terms apply Make paying your bill easier with the ability to choose your payment date. Terms apply. See if you Pre-Qualify without harming your credit score

Surge Mastercard® All credit types welcome to apply! Monthly reporting to the three major credit bureaus. Initial Credit Limit of $500.00!* (subject to available credit).

Milestone Gold MasterCard® Our application is quick and easy with instant pre-qualification available All credit histories considered Access your account online or from your mobile device 24/7

Your credit score determines the interest rates and credit limit that a card issuer will give you. Although a fair credit score doesn't qualify you for the offers with rates or limits you want, the offers are better than those provided to people with bad credit. You can compare offers here to determine which one is best for your current needs. If you make your payments on time, your score will go up and you will have access to better cards. In the meantime, people with fair credit are eligible for reasonable APRs, no annual fees, and even balance transfers. You can also find fair credit offers with cash rebates.

Credit Card Name	Intro APR	Intro APR Period	Annual Fee	Ongoing APR	Apply / Details
Horizon Gold Credit Card	n/a	n/a	See Terms	n/a	Must have Active Debit Card or Credit Card to qualify. $500 Credit Limit. No Credit Check. No Employment Check. Reports to a Major Credit Bureau. Fast Online Application. Bad Credit accepted. see details
Credit One Bank® Unsecured Visa® - No Deposit Required	N/A	N/A	$0 - $99	18.65% - 25.65% Variable	This unsecured card requires no deposit and can help build your credit Receive opportunities for credit line increases, a fee may apply See if you Pre-Qualify in less than 60 seconds Receive 1% cash back on eligible purchases, terms apply Choose your monthly payment due date for added convenience, terms apply Monitor your credit with free online access to your credit score see details
Milestone® MasterCard® with Free Choice of Card Image	N/A	N/A	$35 - $99*	29.9%	Applying is quick and easy with our fast decision process Less than perfect credit is okay 24/7 access to your account information, even on mobile Card designs to fit your personality at no extra charge Account history is reported to the three major credit bureaus in the U.S. *Dependent on credit worthiness see details
Credit One Bank® Platinum Visa® for Building Credit	N/A	N/A	$0 - $99	18.65% - 25.65% Variable	See if you Pre-Qualify without harming your credit score. This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus. All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply. see details
Credit One Bank® Unsecured Visa® Credit Card	N/A	N/A	$0 - $99	18.65% - 25.65% Variable	Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You´ll also receive free online access to your credit score and credit report summary from Experian. See if you´re Pre-Qualified in less than 60 seconds. This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account. Automatically get 1% cash back on eligible purchases, terms apply. Choose your monthly payment due date for added convenience, terms apply. see details

Once you have been granted a card for fair credit and you manage your finances wisely, you can level up your credit rating and qualify for a credit card for good or excellent credit in the future. You need to make timely payments and keep account balances low relative to the credit limit. The key to raising your credit score is to pay your bills on time. A third of your credit score is based on your payment history. Any missed payments will be reported to the major consumer reporting agencies, which will end up lowering your score. After a few months of timely payments you will begin to see your credit score rise. Even though you may get a substantial limit, it is important for you to keep your balance low. Thirty percent of your score is based on your credit utilization ratio which compares your available credit to the amount you have used. Just because youre getting a new credit card doesnt mean you should cancel or close an older one. Fifteen percent of your score is based on the average amount of time your accounts have been open, the longer they have been open, the higher your score will be.

Limited Credit History