Credit and Prepaid Card Applications for Fair Credit

Best Credit Cards from Credit-Land.com Fair Credit History? Apply for a Credit Card Today. 0% Intro APR on Purchases for up to 6 months. Monthly Reporting to major Consumer Reporting Agencies.

Credit One Bank® Credit Card with Gas Rewards Unlimited 1% cash back gas rewards. No limit to the gas rewards you can earn. Get Pre-Qualified without affecting your credit score.

Barclaycard® Rewards MasterCard® No annual fee. Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else. Use the points you earn like cash to pay for almost any purchases you´ve made.

Horizon Gold Credit Card Must have Active Debit Card or Credit Card to qualify. $500 Credit Limit. No Credit Check.

Your credit score determines the interest rates and credit limit that a card issuer will give you. Although a fair credit score doesn't qualify you for the offers with rates or limits you want, the offers are better than those provided to people with bad credit. You can compare offers here to determine which one is best for your current needs. If you make your payments on time, your score will go up and you will have access to better cards. In the meantime, people with fair credit are eligible for reasonable APRs, no annual fees, and even balance transfers. You can also find fair credit offers with cash rebates.

Bank Name Credit Card Name	Intro APR Purch. (Intro Period)	APR %	Annual Fee	Balance Transfers Fee	Apply / Details
TronixCountry™	n/a	0.0%	$49	See website	No Credit Check. No Turn Downs. Credit Limit of Up To $3,500.6 0% APR. Reward Points for every dollar spent. Shop Brand Name Merchandise. Low Flexible Payments. Reports to Major Credit Bureau. Free Shipping. No Employment Check. Bad Credit - OK. Response in 60 seconds or less. Choose from thousands of products. $25 off first purchase of $400 or more. Coupon Code: 42005. Expires: 01/31/15. see details
Credit One Bank® Credit Card - Online Monthly Credit Score Tracking Included	n/a*	17.90% - 23.90% (Variable)*	$35-$99*	n/a*	Free online monthly credit score tracking included. Automatic reviews for credit line increase opportunities. Pre-Qualifying for our card is easy, fast and won´t affect your credit score. Pick your payment due date to fit your schedule. see details
Fingerhut Credit Account	n/a	24.90%	$0	See website	No Annual Fee*. No Over Limit Fee*. Apply for Fingerhut Credit today*. Fill out our easy online application. Low Monthly Payments*. Choose From Over 150,000 items. Shop Great Brands at Fingerhut.com. Budget Friendly Payments* with Fingerhut Credit! Get the Credit You Deserve*. We just love saying "YES!" Start the New Year with Fingerhut. Get $25 off $100 - USE Promo Code NC568. Exp. 2/28/2015. *SEE Fingerhut.com Site for Terms & Conditions. see details
Credit One Bank® Platinum Card	n/a*	17.90% - 23.90% (Variable)*	$35-$99*	n/a*	Get Pre-Qualified for a Platinum Visa credit card. Choose your card design from our premium gallery. Keep an eye on your credit information with free online monthly credit score tracking. Email or text alerts to remind you when your payment is due. Zero fraud liability protects you from unauthorized charges. see details

Best Prepaid Cards with NO Credit Check:

Bank Name Prepaid Card Name	Activation Fee	Guaranteed Approval	Credit Check	Build Credit	Apply / Details
Western Union® NetSpend® Prepaid MasterCard®	$0	No	No	No	Get paychecks and your tax refund fast with direct deposit! Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer. Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home. Receive WU® money transfer funds directly onto your card in the online account center. Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations. Plus: No credit check, late fees, or interest payments because this is not a credit card. *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more. see details
Brink′s Money Prepaid MasterCard®	$0	Yes!	No	No	Trust Brink′s with your money. Securing cash and valuables since 1859. Get paid up to 2 days faster with Direct Deposit. Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more. Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance. Shop securely Online with a Virtual Account so you don′t have to use your card number. Add extra protection for shopping in stores by putting your photo on your card. Earn Cash Back via the Payback Rewards program from restaurants, shops and more. $10 Purchase Cushion When You′re A Little Short. see details
PayPal™ Prepaid MasterCard®	see site	No	No	No	Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard! Use free direct deposit and get your paychecks and tax refund faster! Get account alerts on your mobile device or download our App to check your balance and see recent transactions. Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new). Earn Cash back rewards from specially selected stores, restaurants and more. No credit check, overdraft fees or interest charges. Safer than carrying cash - use it to pay for everyday purchases. see details

Once you have been granted a card for fair credit and you manage your finances wisely, you can level up your credit rating and qualify for a credit card for good or excellent credit in the future. You need to make timely payments and keep account balances low relative to the credit limit. The key to raising your credit score is to pay your bills on time. A third of your credit score is based on your payment history. Any missed payments will be reported to the major consumer reporting agencies, which will end up lowering your score. After a few months of timely payments you will begin to see your credit score rise. Even though you may get a substantial limit, it is important for you to keep your balance low. Thirty percent of your score is based on your credit utilization ratio which compares your available credit to the amount you have used. Just because youre getting a new credit card doesnt mean you should cancel or close an older one. Fifteen percent of your score is based on the average amount of time your accounts have been open, the longer they have been open, the higher your score will be.

Limited Credit History