Credit Card Applications
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AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

Best Prepaid & Debit Card Applications

View best prepaid credit card applications, pay attention to those with 100% guaranteed approval for all credit histories, bad credit and no credit history included. Apply for prepaid debit cards to enjoy the convenience and security of electronic transactions and to better manage your expenses.
  • Free direct deposit - get your paycheck and government benefits up to 2 days faster.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions.
  • Get Paid up to 2 Days Earlier with Free15 Direct Deposit of your paycheck or benefit checks.
  • 100% Guaranteed Approval - upon successful ID verification.
  • $0 Activation Fee.
  • This is not a credit card. You need to deposit your own money before using the card.
  • Exclusive Rewards Program.
  • Free Credit ScoreTracker.*
  • Instant Account Number - Great for Tax Refund Direct Deposit!
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy Online Bill Payment & Mobile Account Access.

Prepaid debit cards offer you the convenience of credit cards, and at the same time allow you to spend only what you have deposited in the account thus helping you not to overspend. You make purchases online or in-store, book trips, pay bills, and stay within your budget. Prepaid debit cards help you better control your spending and save your money, as there are no overdraft or late fees and no interest charges.

With prepaid credit cards you can also enjoy 100% guaranteed approval. Even if you have bad credit or no credit history! No credit check or bank account is required.

Bank Name
Credit Card Name
Activation FeeGuaranteed ApprovalCredit CheckBuild Credit Apply / Details
$4.95Yes!NoNo
  • $0 Monthly Fee. Perfect for Occasional Usage.
  • No Minimum Balance. No Credit Check. No Overdraft Fee.
  • Free Direct Deposit and Online Bill Payment.
  • Use it everywhere Visa Debit Card accepted.
  • Now with Purchase Rewards.
See termsNoNoNo
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.15
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.15
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.15
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.15
  • Earn up to 5% APY while you save in an optional savings account.15
  • Earn cash back on your everyday purchases through Payback rewards - get Special Offers and account credits when you use them.15
n/aYes!NoNo
  • Get Paid up to 2 days faster with direct deposit - paychecks and government benefit checks.
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card.
  • Earn cash back with NetSpend Payback Rewards.
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
$4.95Yes!NoNo
  • $0 Monthly Fee.
  • Free47 Direct Deposit.
  • Free47 ScoreTracker with Direct Deposit.
  • No Credit or ChexSystems Checks.
  • No Overdraft fees.
  • No bounced checks - Ever!
  • Easy cash reloading at 50,000 + retail locations.
  • Send checks with easy online bill pay.
$0Yes!NoNo
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don′t have to use your card number.
  • Add extra protection for shopping in stores by putting your photo on your card.
  • Earn Cash Back via the Payback Rewards program from restaurants, shops and more.
  • $10 Purchase Cushion When You′re A Little Short.
$4.95Yes!NoNo
  • $0 Monthly Fee. No Minimum Balance.
  • No Credit Check or ChexSystems check. Guaranteed Approval.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy 24/7 Online Account Access.
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus.
  • Use it Everywhere Mastercard Debit card accepted.
$4.95Yes!NoNo
  • $0 Monthly Fee.
  • No Credit or ChexSystems Checks.
  • No Overdraft fees.
  • No bounced checks - Ever!
  • Free Direct Deposit.
  • Free ScoreTracker with Direct Deposit.
  • Easy cash reloading at 50,000 + retail locations.
  • Send checks with easy online bill pay.
See termsNoNoNo
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF′s early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.15
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.15
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.15
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.
$0NoNoNo
  • 1,000s of Designs to represent what you care about.
  • Free Direct Deposit with your employer.
  • No Overdraft Fees, Late Fees, or Minimum Balance.
  • Sign up at no cost in seconds without a credit check (This is not a credit card).
  • 24/7 Support and FDIC Insured by The Bancorp, Member FDIC.
  • Free App for iPhone and Android to find 23,000 ATMs.
  • Mobile Check Capture.
  • Free Card-to-Card Transfers with Friends and Family.
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Credit Card NEWS

NetSpend and Western Union Plan Prepaid [...]
May 07, 2014

Consumers who are not well served by traditional banking models will soon have another option available to them: a reloadable prepaid card from Western Union, co-branded with NetSpend. Western Union is well known for their money transferring services and a wide range[...]

Expert Q&A

Q:What is the best prepaid debit card to build credit and which is repor[...]

You won’t be able to build your credit using a prepaid card because prepaid cards are not reported to major credit bureaus. With a prepaid card you use your own money, not the money you lend, so there is no credit activity to report. If you want to build your cred[...]

CreditReport.com

You can pay with your prepaid credit card anywhere prepaid Visa or MasterCard are accepted. It is also a convenient way to receive your pay; just set up a free direct deposit of your paycheck or benefits, and pay no more check-cashing fees.

Explore all available features offered by prepaid Visa and MasterCard cards. Find options that match your needs and habits the most. Choose a prepaid credit card with smart tools to control your spending better. Free Bill Pay function will enable you to conveniently pay bills online and save money. Compare credit building features of prepaid debit cards, if you wish to build credit. If you want to save on your card costs, and pay lower fees, you can choose an offer with no activation fee, free purchase transactions, no or low maintenance fee and more. Note that some prepaid reloadable cards waive or lower fees if you use free direct deposit. Research all applications, choose and apply today!

Limited Credit History Applications

Limited Credit History Applications

At AcclaimVisa.com, you can find applications for fair, limited, bad or no credit history. If your credit history is less than perfect, research all offers to choose an appropriate application.

On Fair Credit Cards page you can compare applications for fair credit and select a card that suits your needs. Choose low annual fee, 0% introductory APR on purchases, instant response, 100% guaranteed approval and more.

Cards for No Credit presents online applications for people who are new to credit. This category is mostly popular with customers choosing their first card. These cards may help you establish and build your credit history.

Secured Credit Cards can be right decision for people with less than perfect credit history who can't qualify for regular credit cards. They have to make a deposit to the bank to make up for the lender's risks.

If you have limited or bad credit history, feel free to compare Cards for Bad Credit. Choose the most suitable one that is right for your score and apply online!

15 See Card Terms and Conditions.
47 See Program Rules.
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AcclaimVisa.com.
All Rights Reserved

AcclaimVisa.com is an independent, advertising-supported web site. AcclaimVisa.com is compensated by the credit card issuers whose offers appear on our site. This compensation can impact how and where credit products appear on our site, including, for example, the order in which they may appear within product listings. AcclaimVisa.com does not offer, review or present all available credit offers.

All the credit card information presented without warranty and can change. To confirm the terms and conditions click the "Apply Now!" button and review the current information on a secure credit card terms page. AcclaimVisa.com can be compensated by the credit card issuers when visitors apply for a credit card through this website.

* The acclaimvisa.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. acclaimvisa.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the acclaimvisa.com website are property of their respective owners.