Make sure your credit card is the best one to transfer your balance

Want to transfer your existing credit card balance onto a balance transfer credit card to save? Our Credit Card Balance Transfer Calculator will help you to find out what you will gain from transferring your current balance onto one or another credit card.

To learn the benefit from transferring your card balance you need to enter the information on your current credit card, that is your current balance and APR, and also the information on a credit card you would like to transfer to, namely intro APR, regular APR, intro period and balance transfer fee. So, fill in the fields below and calculate your gain.

Enter your current card details:

Balance, $

APR, %

Annual Fee, $

The way you want to pay off your debt

Fixed monthly payment, $

Fixed number of months

New card details (if you've already chosen it)

Intro APR on balance transfer, %

Intro term, months

Ongoing APR, %

Annual fee, $

Setup fee, $

Balance transfer fee, %

These Credit Offers are Only for People with Excellent or Good Credit History.

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Best balance transfer credit cards

Sort by: Savings Bank Card Name Intro APR Bal.Tr. APR % BT Fee

Bank Name Card Name	Savings	Intro APR Bal.Tr. (Intro Period)	APR %	Balance Transfer Fee	Apply
Citibank Citi® Platinum Select® MasterCard®	Your Savings: $865 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (18 months)26	11.99% - 21.99%26 (V)	3% ($120)	see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 0% $1320 $1120 $200 $0 $0 16 0% $1120 $920 $200 $0 $0 17 0% $920 $720 $200 $0 $0 18 0% $720 $520 $200 $0 $0 19 16.99% $520 $327.36 $200 $7.36 $0 20 16.99% $327.36 $132 $200 $4.63 $0 21 16.99% $132 $0 $133.87 $1.87 $0 Total Spendings: $13.87 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Citibank Citi® Platinum Select® MasterCard® Apply Online! $200 21 $13.87 $120 Your current card $200 25 $923.48 $50
Capital One® Platinum Prestige Credit Card	Your Savings: $813 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (Until May 2013)	10.9% - 18.9% (V)	3% ($120)	or Call (866) 554-0808 see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 14.9% $1320 $1136.39 $200 $16.39 $0 16 14.9% $1136.39 $950.50 $200 $14.11 $0 17 14.9% $950.50 $762.30 $200 $11.80 $0 18 14.9% $762.30 $571.77 $200 $9.47 $0 19 14.9% $571.77 $378.87 $200 $7.10 $0 20 14.9% $378.87 $183.57 $200 $4.70 $0 21 14.9% $183.57 $0 $185.85 $2.28 $0 Total Spendings: $65.85 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Capital One® Platinum Prestige Credit Card Apply Online! $200 21 $65.85 $120 Your current card $200 25 $923.48 $50
Discover® Card Discover® More Card - 18 Month Promotional Balance Transfer	Your Savings: $865 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (18 months)	10.99% - 20.99%± Variable	3%± ($120)	see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 0% $1320 $1120 $200 $0 $0 16 0% $1120 $920 $200 $0 $0 17 0% $920 $720 $200 $0 $0 18 0% $720 $520 $200 $0 $0 19 15.99% $520 $326.93 $200 $6.93 $0 20 15.99% $326.93 $131.29 $200 $4.36 $0 21 15.99% $131.29 $0 $133.03 $1.75 $0 Total Spendings: $13.03 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Discover® Card Discover® More Card - 18 Month Promotional Balance Transfer Apply Online! $200 21 $13.03 $120 Your current card $200 25 $923.48 $50
Citibank Citi® Diamond Preferred® Card	Your Savings: $865 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (18 months)26	11.99% - 21.99%26 (V)	3% ($120)	see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 0% $1320 $1120 $200 $0 $0 16 0% $1120 $920 $200 $0 $0 17 0% $920 $720 $200 $0 $0 18 0% $720 $520 $200 $0 $0 19 16.99% $520 $327.36 $200 $7.36 $0 20 16.99% $327.36 $132 $200 $4.63 $0 21 16.99% $132 $0 $133.87 $1.87 $0 Total Spendings: $13.87 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Citibank Citi® Diamond Preferred® Card Apply Online! $200 21 $13.87 $120 Your current card $200 25 $923.48 $50
Capital One® Cash Rewards - $100 Cash Back Bonus	Your Savings: $721 (on Interest and Fees) Repayment period: 22 months Show payment table	0% (Until February 2013)	12.9% - 20.9% (V)	3% ($120)	or Call (866) 554-0808 see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 16.9% $1920 $1747.04 $200 $27.04 $0 13 16.9% $1747.04 $1571.64 $200 $24.60 $0 14 16.9% $1571.64 $1393.78 $200 $22.13 $0 15 16.9% $1393.78 $1213.41 $200 $19.63 $0 16 16.9% $1213.41 $1030.50 $200 $17.09 $0 17 16.9% $1030.50 $845.01 $200 $14.51 $0 18 16.9% $845.01 $656.91 $200 $11.90 $0 19 16.9% $656.91 $466.16 $200 $9.25 $0 20 16.9% $466.16 $272.73 $200 $6.57 $0 21 16.9% $272.73 $76.57 $200 $3.84 $0 22 16.9% $76.57 $0 $77.65 $1.08 $0 Total Spendings: $157.65 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Capital One® Cash Rewards - $100 Cash Back Bonus Apply Online! $200 22 $157.65 $120 Your current card $200 25 $923.48 $50
Discover® Card Discover® More Card	Your Savings: $827 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (15 months)	10.99% - 20.99%± Variable	3%± ($120)	see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 0% $1320 $1120 $200 $0 $0 16 15.99% $1120 $934.92 $200 $14.92 $0 17 15.99% $934.92 $747.38 $200 $12.46 $0 18 15.99% $747.38 $557.34 $200 $9.96 $0 19 15.99% $557.34 $364.77 $200 $7.43 $0 20 15.99% $364.77 $169.63 $200 $4.86 $0 21 15.99% $169.63 $0 $171.89 $2.26 $0 Total Spendings: $51.89 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Discover® Card Discover® More Card Apply Online! $200 21 $51.89 $120 Your current card $200 25 $923.48 $50
Citibank Citi® Platinum Select® Visa® Card	Your Savings: $865 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (18 months)26	11.99% - 21.99%26 (V)	3% ($120)	see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 0% $1320 $1120 $200 $0 $0 16 0% $1120 $920 $200 $0 $0 17 0% $920 $720 $200 $0 $0 18 0% $720 $520 $200 $0 $0 19 16.99% $520 $327.36 $200 $7.36 $0 20 16.99% $327.36 $132 $200 $4.63 $0 21 16.99% $132 $0 $133.87 $1.87 $0 Total Spendings: $13.87 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Citibank Citi® Platinum Select® Visa® Card Apply Online! $200 21 $13.87 $120 Your current card $200 25 $923.48 $50
Discover® Card Discover® Open Road Card	Your Savings: $828 (on Interest and Fees) Repayment period: 21 months Show payment table	0% (15 months)	10.99% - 19.99%± Variable	3%± ($120)	see details
Month APR Outstanding balance Payment amount Interest paid Fee paid At the beginning At the end 1 0% $4000 $3920 $200 $0 $120 2 0% $3920 $3720 $200 $0 $0 3 0% $3720 $3520 $200 $0 $0 4 0% $3520 $3320 $200 $0 $0 5 0% $3320 $3120 $200 $0 $0 6 0% $3120 $2920 $200 $0 $0 7 0% $2920 $2720 $200 $0 $0 8 0% $2720 $2520 $200 $0 $0 9 0% $2520 $2320 $200 $0 $0 10 0% $2320 $2120 $200 $0 $0 11 0% $2120 $1920 $200 $0 $0 12 0% $1920 $1720 $200 $0 $0 13 0% $1720 $1520 $200 $0 $0 14 0% $1520 $1320 $200 $0 $0 15 0% $1320 $1120 $200 $0 $0 16 15.49% $1120 $934.46 $200 $14.46 $0 17 15.49% $934.46 $746.52 $200 $12.06 $0 18 15.49% $746.52 $556.16 $200 $9.64 $0 19 15.49% $556.16 $363.33 $200 $7.18 $0 20 15.49% $363.33 $168.03 $200 $4.69 $0 21 15.49% $168.03 $0 $170.19 $2.17 $0 Total Spendings: $50.19 $120 Compare with your current card Credit Card Monthly payment Repayment period Total spendings on Interest Total spendings on Fees Discover® Card Discover® Open Road Card Apply Online! $200 21 $50.19 $120 Your current card $200 25 $923.48 $50