Credit Cards For Bad Credit

Horizon Gold Credit Card Must have Active Debit Card or Credit Card to qualify. $500 Credit Limit. No Credit Check.

Credit One Bank® Credit Card with Gas Rewards Unlimited 1% cash back gas rewards. No limit to the gas rewards you can earn. Get Pre-Qualified without affecting your credit score.

Fingerhut Credit Account No Annual Fee*. No Over Limit Fee*. Apply for Fingerhut Credit today*. Fill out our easy online application.

Next Payday Advance Apply online using our 100% secure 3-step application. No faxing required. 4 out of 5 applications are approved. Once approved your loan is deposited into your bank account overnight!

Many things in our life hinge upon having good credit. But the problem is that having good and excellent credit requires much work to be done. First you need to prove to lenders that you are a worthy financial risk. Start with a bad credit card. Make on time minimum payments and keep account balances low relative to the credit limit to show how creditworthy you are.

Bad credit is generally associated with something negative, but in fact it can be just another stage in your credit life. Unfortunately, there are not so many issuers offering financial products and services for people with bad credit. But still, they do exist and, thanks to these companies and banks, millions of people have managed to break away their bad credit history by making on time minimum payments and keeping account balances low relative to the credit limit with all creditors.

Most of those who have less than perfect credit history want to fix their scores, but only few of them realize how important their credit performance is. Bad credit cards are designed to help you build a pisitive credit history. They may apply pretty high interest rates compared with regular cards, but they report to major consumer reporting agencies monthly and that's what counts most!

Bank Name Credit Card Name	Credit History	Apply / Details
Total VISA® Credit Card	Bad Bad Credit You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.	Fast and easy application process; response provided in seconds. A genuine VISA card accepted by merchants nationwide across the USA and online. Manageable monthly payments. If approved, simply pay a Processing Fee to open your account and access your available credit. Reports monthly to all three major credit bureaus. see details
Next Millennium	Bad Bad Credit You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.	Shop thousands of your favorite brands. Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store. No Credit Checks & No Credit Turndowns! We won´t check your credit and you will not be denied for bad credit. Buy Now...Pay Later! see details
TronixCountry™	Any Credit (No Credit Check) Any Credit (No Credit Check) You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.	No Credit Check. No Turn Downs. Credit Limit of Up To $3,500.6 0% APR. Reward Points for every dollar spent. Shop Brand Name Merchandise. Low Flexible Payments. Reports to Major Credit Bureau. Free Shipping. No Employment Check. Bad Credit - OK. Response in 60 seconds or less. Choose from thousands of products. $25 off first purchase of $400 or more. Coupon Code: DEAL25. Expires: 02/28/15. see details
Credit One Bank® - Earn More Credit Fast	Bad Bad Credit You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.	Automatic reviews for credit line increase opportunities. Keep an eye on your progress with free online monthly credit score tracking. Get Pre-Qualified for a Platinum Visa credit card. Earn 1% cash back on gas purchases and get more value with every gallon. see details
Credit One Bank® Credit Card - Online Monthly Credit Score Tracking Included	Bad Bad Credit You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.	Free online monthly credit score tracking included. Automatic reviews for credit line increase opportunities. Pre-Qualifying for our card is easy, fast and won´t affect your credit score. Pick your payment due date to fit your schedule. see details

Best Prepaid Cards with NO Credit Check:

Bank Name Prepaid Card Name	Activation Fee	Guaranteed Approval	Credit Check	Build Credit	Apply / Details
Western Union® NetSpend® Prepaid MasterCard®	$0	No	No	No	Get paychecks and your tax refund fast with direct deposit! Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer. Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home. Receive WU® money transfer funds directly onto your card in the online account center. Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations. Plus: No credit check, late fees, or interest payments because this is not a credit card. *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more. see details
Brink′s Money Prepaid MasterCard®	$0	Yes!	No	No	Trust Brink′s with your money. Securing cash and valuables since 1859. Get paid up to 2 days faster with Direct Deposit. Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more. Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance. Shop securely Online with a Virtual Account so you don′t have to use your card number. Add extra protection for shopping in stores by putting your photo on your card. Earn Cash Back via the Payback Rewards program from restaurants, shops and more. $10 Purchase Cushion When You′re A Little Short. see details
PayPal™ Prepaid MasterCard®	see site	No	No	No	Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard! Use free direct deposit and get your paychecks and tax refund faster! Get account alerts on your mobile device or download our App to check your balance and see recent transactions. Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new). Earn Cash back rewards from specially selected stores, restaurants and more. No credit check, overdraft fees or interest charges. Safer than carrying cash - use it to pay for everyday purchases. see details

What is a bad credit score? Any FICO score that falls between 350 and 639** is considered a bad credit score. If your score is low, banks consider you a high risk and have reason to doubt your ability to meet your financial obligations. There are credit cards for people with bad credit, but the interest rates are higher than ones offered to people with a better credit history.

Credit cards for people with low credit scores come in three types: secured, regular, and prepaid. Secured credit cards tend to be easier to qualify for. The bank will ask you to place a deposit which will act as collateral. Your spending limit will generally be based on the amount of your deposit. Secured credit cards can also help you raise your credit score. Most banks will report your payments history to the consumer reporting agencies, which may help you level up your credit rating. Not all banks report to the agencies though, so you should read the terms and conditions before making any agreements.

You will also be able to find unsecured credit cards for bad credit some of which may be fee-based. For example, some of the products issued by First PREMIER® Bank are unsecured, fee-based products. However, you may be better off with a secured credit card as they will most likely have lower interest rates and could wind up saving you money in the long run if you plan to carry a balance. The third option is a prepaid credit card. But the issuers of these cards do not report your activity to the consumer reporting agencies since they are not extending you a line of credit. So if your goal is to get a better credit score, then choose a secured or regular credit card which will help you rebuild your credit if you make your payments on time and stay below credit limits with all creditors.

If you use your credit card responsibly, you will be able to raise your score and will be able to qualify for better credit card offers in the future. Your interest rate and credit limit are dependent on your credit score. As your credit score increases, your credit limit goes up and your interest rate goes down. Here you can find the credit card applications for people with bad credit. If you wish to get a chance to change your credit score, one of the first steps you must take is to obtain a new line of credit and use it wisely.

Limited Credit History