Tribute Credit Cards and More for Bad and No Credit History

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LIMITED or NO Credit?
Best Credit Cards from

0% Intro APR on Purchases for up to 12 months.

Monthly Reporting to major Consumer Reporting Agencies.

BAD Credit?
Horizon Gold Credit Card

$500 Credit Limit.

Reports to a Major Credit Bureau.

Bank Name
Card Name
Credit History Apply / Details

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
Poor / Bad

Poor / Bad Credit
You can apply if: you had multiple foreclosures, repossessions or declared a bankruptcy; you regularly miss payments and spend most of your available credit.

  • Zero fraud liability protects you from unauthorized charges.
  • Get Pre-Qualified without harming your credit score.
  • Automatic reviews for credit line increase opportunities.

Any Credit
You can apply if: you have never had a credit card or haven`t established a credit history yet; your credit has seen bankruptcies or foreclosures. You can be approved regardless your credit history.

  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6

Prepaid Debit Cards for Any Credit History:

Bank Name
Card Name
Activation FeeGuaranteed ApprovalCredit CheckBuild Credit Apply / Details
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don′t have to use your card number.
  • Add extra protection for shopping in stores by putting your photo on your card.
  • Earn Cash Back via the Payback Rewards program from restaurants, shops and more.
  • $10 Purchase Cushion When You′re A Little Short.
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
  • Earn Cash back rewards from specially selected stores, restaurants and more
  • Use free direct deposit and get your paychecks faster
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
  • No credit check, overdraft fees or interest charges
  • Safer than carrying cash - use it to pay for everyday purchases
6 In Accordance with Terms and Conditions.
Tribute Credit Cards and Other Solutions for Bad and No Credit

Tribute Gold MasterCard was issued by First Bank of Delaware, a prominent issuer of sub-prime credit cards. With monthly credit reporting provided, instant application response and no collateral it was popular among people with bad and no credit seeking to improve or build their credit history.

Today consumers with bad credit or no credit have a variety of excellent choices too. You can apply for credit cards and prepaid debit cards that are as good or even better than Tribute credit card. Compare cards for bad credit on our site that can help you build or improve your credit history if you maintain good credit habits. You can choose a card with guaranteed approval, no credit checks, no activation fees, and other free features. Find out more about these offers and apply for the card of your choice online!

Credit Cards and Prepaid Debit Cards

With bad or no credit you can choose to apply for a regular credit card, secured card or a prepaid debit card. To decide in favor of either you should estimate your needs and purposes of getting a card. Are you looking for a convenient and secure payment tool that will also help you to save money? Want to improve your credit? Want to establish credit history? Want to be able to make purchases online? Here are just some highlights of what credit cards and prepaid reloadable cards can do for you.

Credit cards usually provide regular credit reporting which helps you improve your credit faster. It is a credit instrument and you can charge purchases to your credit account and pay back later. Remember there are interest payments on carried balances and you need to make sure you only spend what you can afford otherwise you risk getting into debt.

Prepaid debit cards can offer credit building features and short-term loan options, but their main purpose is to provide a convenient and secure payment and money management tool. While paying bills online or shopping you can spend only what you deposit in the account and there is no risk of getting into debt. For your convenience you can usually set up a free direct deposit of your paycheck or government benefits to your prepaid card account. Another great benefits is that you get guaranteed approval without the stress and hassle of a credit check.

Compare credit and prepaid cards for bad and no credit and choose what is better for your individual needs.

Build Credit

Why is there so much talk about building credit history? First of all, good credit usually opens the door to better interest rates and credit terms. Your credit rating is usually considered when you want to get a mortgage, buy insurance or apply for a new position. To build or improve credit is vital if any of the above mentioned is important to you.

Credit cards for bad and no credit history can help you establish or re-establish your credit rating. Apply for a card that provides monthly credit reporting, make payments to all your creditors on time, stay within spending limits and you will see progress.

Immediate Credit Card
Care Service

If you have a question about any product or product feature, or if you need free advice from a credit expert, use our Immediate Credit Card Care Service. Ask a question, or look through previously answered questions. Either way, we are happy to help you learn about the important facts concerning credit cards.

The latest questions of Immediate Credit Card Care Service

I have bad credit and I am starting college to better my life. But I cannot seem to get a lender to give me a chance to rebuild my credit. Do you have any suggestions on what I can do to get some help?

To qualify for a credit card you should be at least 18 years old, some issuers approve starting from 21 years old though.  Also, you should have a stable income and the credit card issuer may check your employment. You can use our credit score estimator to see your approximate credit score and the credit cards you can apply. Or you can wait until you are a student and apply for a student cre...

Why can't I get an unsecured credit card from a company that says it's for bad credit?

There are different things credit card issuers look at when you apply for a credit card. So, even if you apply for a credit card for people with bad credit, the issuer will still check if you have a bankruptcy and if you have late payments on your loans. You can contact the issuer to find the reason you were denied. If you have problems with getting approved for an unsecured credit card, try a se...

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