Credit Card Applications

Best Credit Card Applications on the Market

Choosing and applying for a new credit card is easy when you use our site. We provide you with access to a variety of cards for people with all types of credit history. Online credit card applications make it fast and convenient to apply.

Best credit card applications online

Discover® Card

Discover it®
Discover it®
  • 0% intro APR on purchases & balance transfers for 14 months-then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for us paying late, no overlimit fee and no foreign transaction fee.±
Fair Credit Cards
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
Bad Credit Cards

Horizon Card Services

Horizon Gold Credit Card
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Credit Cards for Limited or No Credit
  • Start with no annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
The Longest 0% APR Period for Balance Transfer
Discover Flag BGR

Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26

There is a balance transfer fee of either $5 or 3% of the amount of each transfer.

This Credit Offer is Only for People with Excellent Credit History.

Have LIMITED or NO Credit History? Click Here! Fair Credit? Click Here!

Credit Card NEWS

Finance Experts Urge You to Avoid These [...]
July 09, 2014

No one likes paying fees. Bank fees, credit card fees, overdue fees, library fees, and school fees -- the list of annoying charges that crop up in everyday life goes on and on. But Take Charge America, Inc., a nonprofit credit counseling and debt management agency, i[...]

Chase is Tops in Mobile Banking
June 17, 2014

When it comes to mobile banking, Chase knows how to take care of their customers. The bank and credit card issuer shared the top spot in Forrester Research’s 2014 Mobile Banking Functionality Benchmark for the third year in a row. Consumers increasingly rely on the[...]

Young Adults Snub Parents' Financial Adv[...]
May 26, 2014

The younger generation could be heading for financial trouble, unless they heed the advice of mom and dad. The latest Financial Literacy Opinion Index from the National Foundation for Credit Counseling (NFCC) showed that although Baby Boomers generally have an excellent[...]

Expert Q&A

Q:I have bad credit and I am starting college to better my life. But I c[...]

To qualify for a credit card you should be at least 18 years old, some issuers approve starting from 21 years old though.  Also, you should have a stable income and the credit card issuer may check your employment. You can use our credit score estimator to see you[...]

Q:What is the best credit card for me when three credit reporting compan[...]

Your scores differ because not all creditors report your credits to all three major credit bureaus. Also, every credit bureau has its own algorithm to calculate a score. If you have some inaccurate information in your credit reports, you should dispute them with a credi[...]

Q:I need a credit card for use any where I go overseas.

You should consider applying for a credit card with chip technology. This type of plastics is commonly accepted in Europe plus gives you additional protection. For example, USAA can issue you a chip and pin credit card on your request. You can consider applying for the [...]


Our site presents credit card offers from many issuers for a wide variety of consumers. Choose from cards designed for everyone from students to business owners. You will find applications for the best credit cards from Visa®, MasterCard®, American Express and Discover®.

There are credit card applications on this site for people with all types of credit scores. Whether you have limited or no credit history, a bad credit score, a good credit score, or an excellent credit score, we have an online credit card application for you.

If you need your new credit card in a hurry, you may want to take a look at some of our instant decision credit cards. You will receive a decision online within 60 seconds, and you can expect to receive your new credit card in the mail in 7 to 10 days if approved.

For those of you with limited credit history or a poor credit score, you should look at our offers for secured credit cards. Secured credit cards require a cash deposit from you. The size of the deposit will determine your credit limit. In general, customers with low credit scores have more success qualifying for secured credit cards than they do with regular credit cards. These cards can help you improve your credit score.

Credit Card Applications
for Good Credit


Credit Card Applications
for Bad Credit

Here you can find the best credit card applications for customers that have either a good or excellent credit score. The best credit cards are reserved for those with the best credit scores. People with high scores will receive more favorable terms from the issuer including lower interest rates and higher credit limits. These cards also tend to have the most generous rewards programs.


There are credit card offers designed for people with bad credit scores or a limited credit history. One of the steps to fix bad credit or establish good credit is to get a credit card, make on time payments and keep balances low relative to the credit limit with all creditors. This activity is generally reported to the consumer reporting agencies and your score will rise if the card is used responsibly. In the meantime, we have many credit cards you can apply for even if you have a low credit score now. Although the cards you will find here don`t have the most attractive rates, getting one of these cards now will make you eligible for better offers in the future.

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Top best credit cards


Top bad credit cards

When in the process of selecting a new credit card, you should look at all of the terms and conditions and pick the card that is the best fit. We provide full details to help you make the right choice.

We also offer credit card deals for citizens of the United Kingdom, Canada, and Belgium. If you live in one of these countries, you are eligible to apply here.
± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.
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