Credit Card Applications

Best Credit Card Applications on the Market

Choosing and applying for a new credit card is easy when you use our site. We provide you with access to a variety of cards for people with all types of credit history. Online credit card applications make it fast and convenient to apply.

Best credit card applications online

Discover® Card

Discover it®
Discover it®
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won´t raise your APR.±
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up. And 1% cash back on all other purchases.±
  • Human. 100% U.S.-based customer service available any time.
Fair Credit Cards
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you´ve made.
Bad Credit Cards

Horizon Card Services

Horizon Gold Credit Card
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
Credit Cards for Limited or No Credit
  • Start with no annual fee for the first year; $19 after that.
  • Get access to a higher credit line after making your first 5 monthly payments on time.
  • Fraud coverage if your card is lost or stolen.
The Longest 0% APR Period for Balance Transfer
Discover Flag BGR

Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26

There is a balance transfer fee of either $5 or 3% of the amount of each transfer.

This Credit Offer is Only for People with Excellent Credit History.

Have LIMITED or NO Credit History? Click Here! Fair Credit? Click Here!

Credit Card NEWS

Barclaycard and LL Bean Reward Cardholde[...]
March 31, 2014

Packing the right credit card in their wallets paid off big for two people, to the tune of a quarter-million dollars for the grand prize winner, and $25,000 for the first prize winner. An unnamed resident of Columbus, Ohio who has been a long-time L.L. Bean Visa card[...]

Credit Purchases Up, Visa Most Popular C[...]
March 03, 2014

Spending on credit and debit cards was up nearly 8% from 2012 to 2013, and Visa was the most popular form of payment, with nearly $2.266 trillion in purchase volume for Visa debit and credit cards combined. The Nilson Report, a trade newsletter for the payment card i[...]

NFCC Offers Free Credit Monitoring Follo[...]
February 06, 2014

Thieves have a busy holiday season, as millions of consumers panicked when Target and Neiman Marcus both announced they had been the victims of massive data breaches during the peak of the shopping season. The National Foundation for Credit Counseling (NFCC) encourag[...]

Expert Q&A

Q:I currently have 3 credit cards and I haven't been able to keep them d[...]

If you are able to make minimum monthly payments on your credit cards, continue doing them. That will help you keep your credit history in good standing. If you have some problems with monthly payments, you should close one or two of your credit cards. Contact the credi[...]

Q:How can I get a secured credit card on SSI and without credit history?[...]

Consider applying for the USAA Secured Platinum American Express® Card. This is a secured credit card with an American Express label on it. The minimum security deposit will be $250 and will get you an equal credit line. The annual fee is $35. The credit card activi[...]

Q:I have around 660 credit score in all three credit bureaus. I'm lookin[...]

Consider applying for a credit card for people with fair credit history. You can apply for any card, but to apply for some cards you will need a bank account. If you want to apply for two cards, make sure they are not issued by the same issuer, otherwise you will be den[...]


Our site presents credit card offers from many issuers for a wide variety of consumers. Choose from cards designed for everyone from students to business owners. You will find applications for the best credit cards from Visa®, MasterCard®, American Express and Discover®.

There are credit card applications on this site for people with all types of credit scores. Whether you have limited or no credit history, a bad credit score, a good credit score, or an excellent credit score, we have an online credit card application for you.

If you need your new credit card in a hurry, you may want to take a look at some of our instant decision credit cards. You will receive a decision online within 60 seconds, and you can expect to receive your new credit card in the mail in 7 to 10 days if approved.

For those of you with limited credit history or a poor credit score, you should look at our offers for secured credit cards. Secured credit cards require a cash deposit from you. The size of the deposit will determine your credit limit. In general, customers with low credit scores have more success qualifying for secured credit cards than they do with regular credit cards. These cards can help you improve your credit score.

Credit Card Applications
for Good Credit


Credit Card Applications
for Bad Credit

Here you can find the best credit card applications for customers that have either a good or excellent credit score. The best credit cards are reserved for those with the best credit scores. People with high scores will receive more favorable terms from the issuer including lower interest rates and higher credit limits. These cards also tend to have the most generous rewards programs.


There are credit card offers designed for people with bad credit scores or a limited credit history. One of the steps to fix bad credit or establish good credit is to get a credit card, make on time payments and keep balances low relative to the credit limit with all creditors. This activity is generally reported to the consumer reporting agencies and your score will rise if the card is used responsibly. In the meantime, we have many credit cards you can apply for even if you have a low credit score now. Although the cards you will find here don`t have the most attractive rates, getting one of these cards now will make you eligible for better offers in the future.

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Top best credit cards


Top bad credit cards

When in the process of selecting a new credit card, you should look at all of the terms and conditions and pick the card that is the best fit. We provide full details to help you make the right choice.

We also offer credit card deals for citizens of the United Kingdom, Canada, and Belgium. If you live in one of these countries, you are eligible to apply here.
± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.
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